Wednesday, December 31, 2008

Dec 30: Recording of "Michael Brass" with "intracounty records" loan modification scam

Man's voice: "Hello. This is Michael Brass calling from the loan modification department with intracounty records. At 1-800-219-9815. I'm calling about your current mortgage situation. The county in which you live in qualifies for our loan modification. And payment reduction program. This allows us to reduce your loan payments and loan balance without having to refinance. If your payments are going up or you are falling behind, we can assist you in avoiding possible foreclosure. Call us back at 1-800-219-9815."

He actually said "the county in which you live in".

Dec 30: Recording of "Michael" calling in regards to Dish, the satellite TV company scam

Man's voice: "Hi. This is Michael. Calling in regards to Dish, the satellite TV company. Over the next few weeks, we're in your area installing a number of systems. And have a promotion that will get families a new satellite TV system totally free. That's right. Free installation. Free equipment for up to four rooms. And a free DVR. And if you don't know what that is, press one and our reps will tell you about it. Basically, if you still have a cable provider for your television, we want your business, and we're going to great lengths to get it. Today, we'll even give you a hundred bucks back. So with no obligation, press one and be connected to a customer service representative. It doesn't hurt to at least talk to us and learn more. I'm confident that we can save you money and improve the way you watch TV. Give us a chance. Press one now. Press one and be connected to a customer service representative. Press one now."

Monday, December 29, 2008

Dec 29: Recording of "Mark" from "Mortgage Services" with "4.5% fixed rate 30 year mortgages" scam

Man's voice: "Four point five percent fixed rate thirty year mortgages. That's what the fed's recent move means for you and your family. This is Mark from the government loan center at mortgage services. Four point five percent. This means thousands of dollars in savings. And a chance to skip up to two months worth of mortgage payments in the process. Right in the nick of time for the holidays. Press one now to speak to a live government loan specialist. Again, press one now to see what this all time low interest rate means for you. Or to be removed from our calling list, press three now."

Friday, December 26, 2008

Dec 26: Recording of "this is the second notice" vehicle warranty scam from "automotive warranty solutions"

Woman's voice: "This is the second notice that the factory warranty on your vehicle may have expired, and should be reactivated to protect you against the cost of repairs. If you have not responded to this notification, it's not too late. Please don't make the mistake of driving without a warranty. You are still eligible to reactivate warranty coverage. This is the final call before we close the file. Press two to be removed from the follow-up list. Or press one to speak with a representative now about your vehicle."

Dec 26: Recording of "Lisa" with "Dish Network" scam

Woman's voice: "Hi. This is Lisa with Dish Network. And we have you scheduled today to receive your new satellite entertainment TV system. Our records indicate that you should be receiving this system along with DVR in several rooms of your home. Your installation and equipment are already paid for. And it looks like you have one hundred dollars cash back coming to you. Plus. For pressing one now, you will receive a free Disney planning resort vacation to Orlando, Florida. Remember. Everything has already been paid for. So press one now."

Thursday, December 25, 2008

Dec 25: Recording of "are you paying too much for your TV service" Dish Network scam

Woman's voice: "Are you paying too much for your TV service? Switch to Dish Network now and get the lowest per-channel cost in the industry. You can get over one hundred thirty channels. Including local channels. You also get a free satellite system. Free installation. Free DVR equipment. And free high-def equipment. To hear more about this special offer, please press one on your phone now. Or press two to be taken off this special list."

Wednesday, December 24, 2008

Dec 24: Recording of "are you behind on your mortgage payments" scam with AMG

Woman's voice: "Are you behind on your mortgage payments? Does your adjustable rate mortgage continue to go up? Is there a temporary hardship keeping you from making your payments? Do you owe more than your home is worth and tried to refinance, but can't?"

Man's voice: "With AMG, you do have an option. We have three loss mitigation programs, including loan modification. We will explain the loss mitigation process and customize the solution to meet your unique situation. We will also negotiate on your behalf with the lender. Press one now to speak to a helpful loan modification expert. Again, press one now for help. Press three to be placed on our do not call list."

Dec 24: Recording of "are you paying too much for your TV service" Dish network retailer scam

Woman's voice: "Are you paying too much for your TV service? Switch to Dish Network now and get the lowest per-channel cost in the industry. You can get over one hundred thirty channels. Including local channels. You also get a free satellite system. Free installation. Free DVR equipment. And free high-def equipment. To hear more about this special offer, please press one on your phone now. Or press two to be taken off this special list."

Dec 24: Recording of "Lisa" with "Dish Network" scam

Woman's voice: "Hi. This is Lisa with Dish Network. And we have you scheduled today to receive your new satellite entertainment TV system. Our records indicate that you should be receiving this system along with DVR in several rooms of your home. Your installation and equipment are already paid for. And it looks like you have one hundred dollars cash back coming to you. Plus. For pressing one now, you will receive a free Disney planning resort vacation to Orlando, Florida. Remember. Everything has already been paid for. So press one now."

Monday, December 22, 2008

Dec 22: Recording of "this is the second notice" vehicle warranty scam from "automotive warranty solutions"

Woman's voice: "This is the second notice that the factory warranty on your vehicle may have expired, and should be reactivated to protect you against the cost of repairs. If you have not responded to this notification, it's not too late. Please don't make the mistake of driving without a warranty. You are still eligible to reactivate warranty coverage. This is the final call before we close the file. Press two to be removed from the follow-up list. Or press one to speak with a representative now about your vehicle."

Dec 22: Recording of "Heather" at "account services" scam and harassment

Woman's voice: "Hello. This is Heather at account services. And we're calling in reference to your current credit card account. There's no problems currently with your account. It is urgent however that you contact us concerning your eligibility for lowering your interest rate. To as little as six point nine percent. Your eligibility expires shortly. So please consider this your final notice. Please press one now on your phone to speak with a live operator and lower your interest rate. Or press two to discontinue further notices. Thank you and have a great day." [four second pause] "Hello. This is Heather at account services. And we're calling in reference to your current credit card account. There's no problems currently with your account. It is urgent however that you contact us concerning your eligibility for lowering your interest rate. To as little as six point nine percent. Your eligibility expires shortly. So please consider this your final notice. Please press one now on your phone to speak with a live operator and lower your interest rate. Or press two to discontinue further notices. Thank you and have a great day." [four second pause] "Hello. This is Heather at account services. And we're calling in reference to your current credit card account. There's no problems currently with your account. It is urgent however that you contact us concerning your eligibility for lowering your interest rate. To as little as six point nine percent. Your eligibility expires shortly. So please consider this your final notice. Please press one now on your phone to speak with a live operator and lower your interest rate. Or press two to discontinue further notices. Thank you and have a great day."

Dec 22: Recording of "Lisa" with "Dish Network" scam

Woman's voice: "Hi. This is Lisa with Dish Network. And we have you scheduled today to receive your new satellite entertainment TV system. Our records indicate that you should be receiving this system along with DVR in several rooms of your home. Your installation and equipment are already paid for. And it looks like you have one hundred dollars cash back coming to you. Plus. For pressing one now, you will receive a free Disney planning resort vacation to Orlando, Florida. Remember. Everything has already been paid for. So press one now."

Friday, December 19, 2008

Dec 19: Recording of "Jen" with satellite TV scam

Woman's voice: "Hi. This is Jen calling to set up delivery and installation of your new digital home satellite TV system. Because we're doing installations in your neighborhood right now, you can get free installation and a four room digital satellite TV system for free. This system also includes free DVR receivers. You know, like tivo? Which is awesome. To learn more, press one on your phone right now. This is by far the best deal, saving you on average over four hundred dollars per year compared to cable rates. Once again, to learn more and to be connected to one of our agents, press one on your phone right now."

Thursday, December 18, 2008

Dec 18: Recording of "attention all homeowners" scam

Man's voice: "Attention all homeowners. If you are currently delinquent or are struggling to make your mortgage payment? You may be eligible for government assisted programs to change your current loan terms without having to refinance. You may press zero at any time during this message to be transferred a live agent. This is not a loan. If you are a victim of predatory lending and you are experiencing a hardship with your mortgage? Such as being upside-down? Or behind on your mortgage? Or are you in a variable rate mortgage? That may be adjusting. You have many options. Press zero now to be transferred to a live agent for more information. Not interested? That's okay. Press nine for the do not call list. But press zero now to be transferred to a live agent. Thank you. Attention all homeowners. If you are currently delinquent or are struggling to make your mortgage payment? You may be eligible for government assisted programs to change your current loan terms without having to refinance. You may press zero at any time during this message to be transferred a live agent. This is not a loan. If you are a victim of predatory lending and you are experiencing a hardship with your mortgage? Such as being upside-down? Or behind on your mortgage? Or are you in a variable rate mortgage? That may be adjusting. You have many options. Press zero now to be transferred to a live agent for more information. Not interested? That's okay. Press nine for the do not call list. But press zero now to be transferred to a live agent. Thank you."

Wednesday, December 17, 2008

Dec 17: Recording of "urgent message" from "the loan modification center" scam

Woman's voice: "Hi. This is an urgent message from the loan modification center. If you are falling behind on your mortgage payment, facing foreclosure, have an adjustable rate that has increased or is about to increase, or your credit score is low, we can help you. Press one now to speak to one of our loan specialists. We specialize in what's called loan modification. In most cases, we can help get your interest rates and payments dramatically reduced. And if you're currently behind on payment, the balance of what you owe can be put on the back of your loan to give you a fresh start. Press one now to speak with one of our loan specialists. Loan modifications are much different than traditional financing. So if your value and credit scores are low, don't worry. If you would like to be removed from our call list, please press three now."

Dec 16: Recording of "national alert for area homeowners" scam

Woman's voice: "Hello. This is a national alert for area homeowners only. We are using this unusual way of announcing that our president, in response to the national bailout program, has released a new bailout program to help homeowners who are experiencing mortgage difficulties or facing foreclosure. We are offering loan modification programs to assist homeowners through financial difficulties. We are offering loan modification programs to assist homeowners through financial difficulties and to avoid foreclosure. This program is for people with mortgage lates, possible foreclosure, or if you owe more than the value of your home, we have solutions for you. This program is for you. And it will allow you to modify your home loan to stop the mortgage lates and the possibility of foreclosure. To find out how you can qualify for this program, please press one now to speak with a loan modification specialist. If you would like to be put on our do not call list, please press two. Again, this program is for area homeowners only. Please press one to speak with our live operator."

So, a "national" alert is for "area" homeowners, whatever "area" refers to. Plus, the repetition of "we are offering loan modification programs..." sounds like they think they're talking to stupid people. It must be a scam.

Monday, December 15, 2008

Dec 15: Recording of "Angela" with "dish services" scam

Woman's voice: "Hi. This is Angela with dish services. I'm calling in regards to dish, the satellite TV company. I want to inform you over the next few weeks we'll be in your area installing a number of systems. We have a promotion that'll get families a new satellite system for free. That's right. A free system, as well as free installation in up to four rooms. And a free DVR. If you're not sure what that is, press one and a representative will tell you about it. Basically, if you're still using a cable provider for your television service, we want your business, and we're going to great lengths to get it. Today, we'll even give you a hundred dollars back. So with no obligation, press one to speak with a customer service representative. It doesn't hurt to talk to us and learn more. I'm confident we can save you money and improve the way you watch TV. Press one to speak with a customer service representative. Again, press one now. Or press two to be removed from our list. Thank you."

Dec 15: Recording of "local satellite activation center" scam

Woman's voice: "Hello and happy holidays from your local satellite activation center. Are you prepared for the digital conversion coming soon? If not, find out about your options by pressing one and speaking with a live satellite advisor. As a special holiday offer, you can qualify in less than five minutes for free upgrades to a high-definition Tivo, free installation, and over twenty premium movie channels. All for free. Press one to learn about our best promotion of the year. Are you tired of paying too much for cable or your current provider? Talk with a satellite advisor to find out your options by pressing one now and see how you can save up to fifty percent with all digital satellite television for twenty-nine ninety-nine a month. There's never been a better time to lower your bill with discount satellite TV for twenty-nine ninety-nine a month. So get a fast and accurate quote in less than five minutes by pressing one now. Or to be removed from our calling list, press nine."

There was indistinct elevator music in the background.

Friday, December 12, 2008

Dec 12: Recording of "this is an important message regarding your home loan" scam

Woman's voice: "This is an important message regarding your home loan. If you are currently behind on your mortgage payment, or are in foreclosure, please know that you have options and we can help. We can work with your current lender to negotiate terms that will allow you to stay in your home, or modify your current loan to lower your monthly payment. We are experts in loan modification and our success rate is nearly one hundred percent. Again. If you are behind on your payment. Or worse. We urge you to press one now and speak to one of our experienced counselors. The consultation is free. You have options. We can help. Press two to decline this offer. Or press one to speak with an experienced counselor ready to help you now."

Dec 12: Recording of "this is an important message regarding your current credit card account" scam

Woman's voice: "This is an important message regarding your current credit card account. We have made several attempts to reach you. This is your final courtesy call before we are unable to lower your credit card interest rate. Press one to speak to our member services department. Or press two and your eligibility to lower your rates will expire."

This recording has called me before, so it's obviously full of lies.

Thursday, December 11, 2008

Dec 11: Recording of "Cheryl Rosen" from "the nation's largest loss mitigation firm" scam

Woman's voice: "Hello. This is Cheryl Rosen, from the nation's largest loss mitigation firm. We have over thirty years experience in negotiating with lenders. To modify your current mortgage terms. If you are currently behind on your mortgage, can't afford your payments, upside-down on your property, or just need relief, we can help. We are so sure we offer a hundred percent money-back guarantee on our services. We have a staff of loss mitigation experts, servicers and attorneys. That make sure the job gets done. For more information, please press the number one key now to speak with one of our loss mitigation counselors. Again, press the number one key now. Or press three to be removed."

I guess "the nation's largest loss mitigation firm" has no name.

It sounds like the same scam voice as the "Rachel with cardholder services" scammer or the "Macy's, Bloomingdales, etc have displays up" Cancun vacation scammer.

Dec 11: Recording of "urgent message for people who may be experiencing high credit card debt" scam

Man's voice: "This is an urgent message for people who may be experiencing high credit card debt. You have options to reduce your debt by as much as sixty percent, while cutting your payments in half. Press one for more information, and learn how you can legally eliminate your debt, and become debt-free in as little as twelve to thirty-six months. Or press two to be removed from our call list."

Dec 11: Recording of "if you place one of our signs" home security scam

Man's voice: "Hello. If you place one of our signs in your front yard, we will place this home security system in your home for free. And if you act now, we'll include two keychain remotes, a ninety-nine dollar value with your system. As I said, there's no cost for this equipment or the installation whatsoever. There is no obligation whatsoever. So if you'd like to hear more about the system, press number one. If you want to be placed on our do not call list, press number three."

Dec 11: Recording of "attention all homeowners" scam

Man's voice: "Attention all homeowners. If you are currently delinquent or are struggling to make your mortgage payment? You may be eligible for government assisted programs to change your current loan terms without having to refinance. You may press zero at any time during this message to be transferred a live agent. This is not a loan. If you are a victim of predatory lending and you are experiencing a hardship with your mortgage? Such as being upside-down? Or behind on your mortgage? Or are you in a variable rate mortgage? That may be adjusting. You have many options. Press zero now to be transferred to a live agent for more information. Not interested? That's okay. Press nine for the do not call list. But press zero now to be transferred to a live agent. Thank you. Attention all homeowners. If you are currently delinquent or are struggling to make your mortgage payment? You may be eligible for government assisted programs to change your current loan terms without having to refinance. You may press zero at any time during this message to be transferred a live agent. This is not a loan. If you are a victim of predatory lending and you are experiencing a hardship with your mortgage? Such as being upside-down? Or behind on your mortgage? Or are you in a variable rate mortgage? That may be adjusting. You have many options. Press zero now to be transferred to a live agent for more information. Not interested? That's okay. Press nine for the do not call list. But press zero now to be transferred to a live agent. Thank you."

Wednesday, December 10, 2008

Dec 10: Recording of complimentary Honolulu trip scam

Woman's voice: "Macy's, Bloomingdale's, Nordstrom's, and even Target now have their fall displays up. Recently a friend or family member entered your name to win a complimentary trip to Honolulu, Hawaii. Congratulations. You have been selected to receive two round trip airline tickets and accommodations in Hawaii. Press the number one key now for all the details. Again, press the number one key now. Or press three to decline this offer."

What the fuck does the first sentence about those retailers having "their fall displays up" have to do with the rest of the scam?

Tuesday, December 09, 2008

Dec 9: Recording of "urgent message" from "the loan modification center" scam

Woman's voice: "Hi. This is an urgent message from the loan modification center. If you are falling behind on your mortgage payment, facing foreclosure, have an adjustable rate that has increased or is about to increase, or your credit score is low, we can help you. Press one now to speak to one of our loan specialists. We specialize in what's called loan modification. In most cases, we can help get your interest rates and payments dramatically reduced. And if you're currently behind on payment, the balance of what you owe can be put on the back of your loan to give you a fresh start. Press one now to speak with one of our loan specialists. Loan modifications are much different than traditional financing. So if your value and credit scores are low, don't worry. If you would like to be removed from our call list, please press three now."

Dec 9: Recording of "public service message" from "the medical benefits association" scam

Woman's voice: "This is a public service message from the medical benefits association. We have found a complete health care program for as low as three dollars per day. To receive this important information for you and your family, please press one now. This complete health care program includes doctor visits, hospitalization benefits, and prescription health benefits. Also. Applicants who enroll today receive free dental benefits, free vision benefits, and free hearing benefits. So press one now. Or if you'd like to be removed from our database, press two. Thank you."

Dec 9: Recording of "Rachel" at "cardholder services" scam

"Hello. This is Rachel at cardholder services? Calling in reference to your current credit card account? There are no problems currently with your account. It is urgent that you contact us concerning your eligibility for lowering your interest rate. Your eligibility expires shortly, so please consider this your final notice. Please press the number one on your phone now to speak with a live operator and lower your interest rate. Or press the number thr-TWO to discontinue further notices. Thank you. Have a great day."

The "TWO" in the "press the number thr-TWO to was obviously spliced in. Why the fuck are there all these variations in what number to press for their fictional removal from calling list options?

Monday, December 08, 2008

Dec 8: Recording of "please listen carefully" automobile warranty scam with "third and final notice" lies and harassment

Woman's voice: "Please listen carefully to this important notice regarding your automobile. This is your third and final notice. That the factory warranty on your vehicle may have expired. And should be reactivated to protect you against the cost of repairs. If you have not responded to this notification, it's not too late. You are still eligible to reactivate warranty coverage. This is the final call before we close the file. Press one now to speak with an agent. To permanently remove your vehicle from eligibility for future coverage, press three now."

I pressed one and after a half a minute, a woman came on the line saying something like "Warranty activation something or other".

I said, "Who are you and why do you call so often?" She hung up before I even finished saying "who".

Dec 8: Live telemarketer crap

Man's voice amid call-center background noise: "... here here go..." "hey" "Yeah, Mr. or Mrs. ___?" "Jurell, don't even worry about they talkin' 'bout. You doin' good, dog. You act nat. What-- how long did it take you to get to match?"

Dec 8: Recording of "John Evans" from "debt America" scam

Man's voice: "Hello. This is John Evans calling from Debt America. And this is my final attempt to reach you about assisting you in eliminating your credit card debt. Through our approved bailout program that just went into effect. Please call me back at 1-800-461-7054 so we can discuss how this program can assist you through these tough economic times, as this program will expire. Call me at 1-800-461-7054. Thanks."

Dec 8: Recording of "if you place one of our signs" home security scam

Man's voice: "Hello. If you place one of our signs in your front yard, we will place this home security system in your home for free. And if you act now, we'll include two keychain remotes, a ninety-nine dollar value with your system. As I said, there's no cost for this equipment or the installation whatsoever. There is no obligation whatsoever. So if you'd like to hear more about the system, press number one. If you want to be placed on our do not call list, press number three."

Dec 8: Recording of "please listen carefully" automobile warranty scam with "third and final notice" lies

Woman's voice: "Please listen carefully to this important notice regarding your automobile. This is your third and final notice. That the factory warranty on your vehicle may have expired. And should be reactivated to protect you against the cost of repairs. If you have not responded to this notification, it's not too late. You are still eligible to reactivate warranty coverage. This is the final call before we close the file. Press one now to speak with an agent. To permanently remove your vehicle from eligibility for future coverage, press three now."

Dec 8: Recording of "Sally" with "satellite services" scam

Woman's voice: "Hi. This is Sally with satellite services. And I have a question. Are you tired paying too much for cable or your current provider? If so, save up to fifty percent with all digital satellite television for twenty-nine ninety-nine a month. Plus, the digital equipment and installation is completely free for up to five TVs. And for a limited time in your area, get free upgrades to HD and DVR and twenty premium movie channels free. Press one to learn about our best promotion of the year. And are you prepared for the digital conversion coming soon? Talk with a satellite advisor to find out what your options are by pressing one now. There's never been a better time to lower your bills with discount digital satellite TV. Get a fast and accurate quote in less than five minutes by pressing one now. Or to be removed from our calling list, press nine."

Friday, December 05, 2008

Dec 5: Recording of "Heather" at "account services" scam and harassment

Woman's voice: "Hello. This is Heather at account services. And we're calling in reference to your current credit card account. There's no problems currently with your account. It is urgent however that you contact us concerning your eligibility for lowering your interest rate. To as little as six point nine percent. Your eligibility expires shortly. So please consider this your final notice. Please press one now on your phone to speak with a live operator and lower your interest rate. Or press two to discontinue further notices. Thank you and have a great day." [four second pause] "Hello. This is Heather at account services. And we're calling in reference to your current credit card account. There's no problems currently with your account. It is urgent however that you contact us concerning your eligibility for lowering your interest rate. To as little as six point nine percent. Your eligibility expires shortly. So please consider this your final notice. Please press one now on your phone to speak with a live operator and lower your interest rate. Or press two to discontinue further notices. Thank you and have a great day." [four second pause] "Hello. This is Heather at account services. And we're calling in reference to your current credit card account. There's no problems currently with your account. It is urgent however that you contact us concerning your eligibility for lowering your interest rate. To as little as six point nine percent. Your eligibility expires shortly. So please consider this your final notice. Please press one now on your phone to speak with a live operator and lower your interest rate. Or press two to discontinue further notices. Thank you and have a great day."

Thursday, December 04, 2008

Dec 4: Recording of "public announcement" H.R.3221 scam

Woman's voice: "This is a public announcement regarding the American housing rescue and foreclosure prevention act HR three two two one for homeowners in mortgage distress because of high-rate adjustable loans. For information and eligibility on interest rate and loan amount reduction, press one on your phone now to be connected with a live counselor. To be removed from our list, please press two now. Again, to contact a counselor, press one now. Or to be removed, press two now, as our counselors will not be able to remove you from this list from this point on. Thank you."

Who is this and why do they keep fucking calling?

Wednesday, December 03, 2008

Dec 3: Recording of "loan modification department calling about your present mortgage" scam

Woman's voice: "...odification department calling about your present mortgage and the possibility of foreclosure. According to our records, you qualify for loan modification and restructuring to improve your financial position. In order to speak directly to a counselor, press one. Or press three to be removed from our list."

Their records suck.

Dec 3: Recording of "this is an important message regarding your mortgage" and "the government just implemented a new program" scam

Man's voice: "Hi. This is an important message regarding your mortgage. The government just implemented a new program that affects every homeowner in America. It is now required for your mortgage company to make your payment more affordable regardless of how much you owe or what your credit score is. If you have a rate that's adjustable, or you're facing foreclosure, or if you think your payment is just too high, you can get your loan modified. Loan modification is not and I repeat not a refinance. It has nothing to with your credit score or appraisal value. With loan modification, you keep your lender, and just simply lower your rate and get you caught up on all your payments. Now you've seen the news. Please take advantage of this program before it's too late. Press one for more information. Press two to be removed from this list." [pause] "Hi. This is an important message regarding your mortgage. The government just implemented a new program that affects every homeowner in America. It is now required for your mortgage company to make your payment more affordable regardless of how much you owe or what your credit score is. If you have a rate that's adjustable, or you're facing foreclosure, or if you think your payment is just too high, you can get your loan modified. Loan modification is not and I repeat not a refinance. It has nothing to with your credit score or appraisal value. With loan modification, you keep your lender, and just simply lower your rate and get you caught up on all your payments. Now you've seen the news. Please take advantage of this program before it's too late. Press one for more information. Press two to be removed from this list."

Dec 3: Recording of "the federal government has awarded seven hundred billion dollars for mortgage bail out" scam

Man's voice: "The federal government has awarded seven hundred billion dollars for mortgage bail out. To see if you qualify for your home loan to be modified, press one. We are currently targeting homeowners in your county for mortgage payment reduction. Press one to speak with an authorized agent now. Press two to be excluded from this offer."

He pronounced "bail out" as "bell out".

Tuesday, December 02, 2008

Dec 2: Miscellaneous crap

There was at least one hang-up call. There was also a State Farm telemarketing attempt. I've gotten at least one other call from State Farm recently and said I wasn't interested. I don't know why they keep calling.

Dec 2: Recording of "attention all homeowners" scam

Man's voice: "Attention all homeowners. If you are currently delinquent or are struggling to make your mortgage payment? You may be eligible for government assisted programs to change your current loan terms without having to refinance. You may press zero at any time during this message to be transferred a live agent. This is not a loan. If you are a victim of predatory lending and you are experiencing a hardship with your mortgage? Such as being upside-down? Or behind on your mortgage? Or are you in a variable rate mortgage? That may be adjusting. You have many options. Press zero now to be transferred to a live agent for more information. Not interested? That's okay. Press nine for the do not call list. But press zero now to be transferred to a live agent. Thank you. Attention all homeowners. If you are currently delinquent or are struggling to make your mortgage payment? You may be eligible for government assisted programs to change your current loan terms without having to refinance. You may press zero at any time during this message to be transferred a live agent. This is not a loan. If you are a victim of predatory lending and you are experiencing a hardship with your mortgage? Such as being upside-down? Or behind on your mortgage? Or are you in a variable rate mortgage? That may be adjusting. You have many options. Press zero now to be transferred to a live agent for more information. Not interested? That's okay. Press nine for the do not call list. But press zero now to be transferred to a live agent. Thank you."

Dec 2: Recording of "Michael" calling in regards to Dish, the satellite TV company scam

Man's voice: "Hi. This is Michael. Calling in regards to Dish, the satellite TV company. Over the next few weeks, we're in your area installing a number of systems. And have a promotion that will get families a new satellite TV system totally free. That's right. Free installation. Free equipment for up to four rooms. And a free DVR. And if you don't know what that is, press one and our reps will tell you about it. Basically, if you still have a cable provider for your television, we want your business, and we're going to great lengths to get it. Today, we'll even give you a hundred bucks back. So with no obligation, press one and be connected to a customer service representative. It doesn't hurt to at least talk to us and learn more. I'm confident that we can save you money and improve the way you watch TV. Give us a chance. Press one now. Press one and be connected to a customer service representative. Press one now."

Dec 2: Recording of "public announcement" H.R.3221 scam

Woman's voice: "This is a public announcement regarding the American housing rescue and foreclosure prevention act HR three two two one for homeowners in mortgage distress because of high-rate adjustable loans. For information and eligibility on interest rate and loan amount reduction, press one on your phone now to be connected with a live counselor. To be removed from our list, please press two now. Again, to contact a counselor, press one now. Or to be removed, press two now, as our counselors will not be able to remove you from this list from this point on. Thank you."

Dec 2: Recording of "please listen carefully" automobile warranty scam with "third and final notice" lies

Woman's voice: "Please listen carefully to this important notice regarding your automobile. This is your third and final notice. That the factory warranty on your vehicle may have expired. And should be reactivated to protect you against the cost of repairs. If you have not responded to this notification, it's not too late. You are still eligible to reactivate warranty coverage. This is the final call before we close the file. Press one now to speak with an agent. To permanently remove your vehicle from eligibility for future coverage, press three now."

Monday, December 01, 2008

Dec 1: Recording of "loan modification center" scam

Man's voice: "Hi. Are you currently late on your mortgage payments? If so, this is an urgent message from the loan modification center. For more information on how to reduce your mortgage payments, press one now. Recent economic conditions have resulted in a government bailout, providing an opportunity for homeowners to reduce their monthly mortgage payments. For more information on how you can benefit from this program, press one. To be removed from this list, press three now."

Dec 1: Recording of "this is an important message" automotive warranty scam and lies

Woman's voice: "This is an important message regarding your automotive warranty. We have made several attempts to reach you. This is your final courtesy call before your vehicle is reclassified. Press one to speak to a warranty specialist. Or press two and your file will automatically be closed."