Friday, September 29, 2006

Sep 29: Recording of Bill Clinton

This recording has called Sep 29.

"Hello. This is Bill Clinton. I'm calling to urge you to vote for Phil Angelides for governor. He'll put California back on the side of middle class families. Phil Angelides will cut taxes for middle class families, roll back college tuition and fees, and fully fund education. Over the last four years, middle class Californians have seen their burdens increase. With education cuts and increases in college tuition and fees. Once again, this is Bill Clinton urging to vote for Phil Angelides for governor. He's always on your side." "Paid for by Angelides 2006."

At least this crap will end after the first week of November.

Sep 29: Recording of Jennifer with satellite TV fraud

This recording has called at work Sep 21 and Sep 29.

"Hello. This is Jennifer with your local satellite TV provider. Today we are giving away a free digital satellite TV system to all local residents here in our city. Press one now to receive your free satellite TV. Press three to be removed."

Sounds like fraud to me.

Thursday, September 28, 2006

Sep 28: Recording of Rachel with Capital Funding

This recording has called Sep 28. The recording of Mandy with Capital Funding called Aug 29 and Aug 31. The recording of Mia V with Capital Funding called Aug 22 and Aug 28 with an identical message.

"Hi. This is Rachel with Capital Funding. I'm calling regarding your current mortgage. I want to let you know that we have found a lender who wants to preapprove you. For a one point five percent on a thirty year loan. Whether you're looking to refinance, take cash out, or pay off high interest credit cards. This loan would save you hundreds of dollars on your monthly house payment. Press one now to lock into this low rate and start saving money now. Once again, press one to start saving money now. To be removed from our marketing list, press two."

Tuesday, September 26, 2006

Sep 26: Recording of John with "COURTESY" call from anonymous company

This recording has called on Feb 7, 21, 24, Mar 3, Mar 10, Apr 11, Jun 7, and Sep 26. An almost identical recording called Nov 16, 23, Dec 13, 15, Jan 3, 5, 7, 9, 11, 13, 14, 17, and 19. An almost identical recording of Shawn called Nov 10, Mar 8, Apr 5, and Jun 15. A similar anonymous recording called Jan 11. A very similar recording of Dan called Apr 17 and 26.

"Hello. My name is JOHN and this is a COURTESY call to let you know that FANNY Mae has recently exPANDed their underwriting guidelines to allow MORE people to qualify for LOW interest rate home loans. With interest rates as low as they are, this means if you have good credit, LESS than perfect credit, or even a recent BANKRUPTCY, we can HELP. With financing options as low as 1%, you can use the money to consolidate bills, refinance credit card debt, or simply LOWER your current payment. If you are NOT interested in this free quote, please hang up now, or press THREE to be added to our do not call list. If you would LIKE a free rate quote, please press ONE to connect to a home loan specialist. Again, please press one for a no obligation rate quote."

These jerks are calling again, with their perverted definitions of "courtesy" and "recently".

Sep 26: Recording of Michelle with RHL Express

This recording has called Sep 26.

"Hi. This is Michelle with RHL Express. While interest rates are still low enough, it's time to take the opportunity of our free home valuation. Now is the time for you to take advantage of our one percent freedom loan. And cut your payments in half. Yes. HALF! We guarantee the lowest rates on all our loans, no matter what the credit condition is. Press one now to speak with a representative. Now is the time to take cash out and pay off all of those high interest credit cards. Into one easy spinach monthly payment. For a free home value estimation and expert consultation, press the number one key now to speak with a consultant. To speak with a representative, press one now."

I don't know what "one easy spinach monthly payment" means, but that's what it sounded like.

That "half" is probably fraudulent as well. How could they promise that while spraying out this recording to lots of phone numbers? Surely I can't be the only one to be called by this recording.

Friday, September 22, 2006

Sep 22: Recording of Rachel with cardholder services

The fraudulent recording of Rachel at "cardholder services" called Sep 15, Oct 4, Nov 16, Dec 19 in 2005, Jan 3, Feb 1, Feb 7, twice on Mar 2, Apr 7, Apr 10, May 1, May 23, May 25, Jun 29, Jul 11, Aug 18, Aug 21, Sep 22 and at work on Dec 2, Dec 30 in 2005, Mar 7, and Jun 20. Fraudulent recordings of Michelle with cardholder services have called Sep 5 and 15. The fraudulent recording of Heather at "account services" called May 1 and Jul 28. The fraudulent sounding recording of Michael called Nov 18 in 2005.

"Hello. This is Rachel at "cardholder services"? Calling in reference to your current credit card account? There are NO problems CURrently with your account. It is URgent that you contact us concerning your eligibility for lowering your interest rate. To as little as 6.9%. Your eligibility exPIRES shortly, so please consider THIS your final notice. Please press the number ONE on your phone NOW to speak with a live operator and lower your interest rate. Or press the number three to discontinue further notices. Thank you. Have a great day."

Obviously, the urgency and finality of this message are fraudulent, as this recording has been calling for more than a year.

Sep 22: Recording of Susan with card services

This recording has called Sep 22.

"Hello. My name is Susan and I'm with card services. Because you've been making your payments on time for six consecutive months, you have been preapproved for an interest rate reduction on all of your Visa and Mastercard accounts. To speak with one of the representatives, please press one. To decline the lower interest rate offer, please press nine. Thank you and have a blessed day."

Sep 22: Recording of Lisa with dish

This recording has called Aug 3, 7, 14, 16 and Sep 22. The recording of Jerry called Sep 19 and Sep 21. Various satellite tv recordings have called Sep 15, 17, 28, Oct 11, 19, 21, 26, 29, Dec 1, 21, May 6, 26, and Jun 16.

"...Lisa with Dish. The satellite TV company. I'll get right to the point. Free installation. Free receivers and remotes for up to four rooms. AND a free DVR. And if you DON'T know what a DVR is, PRESS one and our reps will tell you about it. It's awesome technology and will change the way you watch TV. We'll also include THREE free months of movie channel. So with no obligation, press one to be connected to a customer service representative. Because I'm CONFIDENT we can save you money and improve the way you watch TV. Give us a chance. Press one now."

Thursday, September 21, 2006

Sep 21: Recording of Jennifer for some satellite TV fraud

I got this call at work. The recording said to press one to get a free satellite TV. I pressed one. It then hung up on me.

Sep 21: Recording of David Clark with the Mortgage Connection

This recording has called Sep 21.

"Hi. This is David Clark with the Mortgage Connection. This call is in regards to your mortgage application that we received. I would like to preapprove you on a one point two five percent thirty year mortgage program. To be connected immediately press one. If for whatever reason you're not interested in our one point two five percent mortgage program press nine."

I wonder what fraudulent justification they have for saying "your mortgage application that we received". I certainly never sent them anything.

Sep 21: Recording of Jerry with dish

This recording has called Sep 19 and Sep 21. The recording of Lisa called Aug 3, 7, 14 and Aug 16. Various satellite tv recordings have called Sep 15, 17, 28, Oct 11, 19, 21, 26, 29, Dec 1, 21, May 6, 26, and Jun 16.

"Hi. This is Jerry with Dish. The satellite TV company. I'll get right to the point. Free installation. Free receivers and remotes for up to four rooms. And a free DVR. And if you don't know what a DVR is, press one and our reps will tell you about it. It's AWEsome technology. And it will change the way you watch TV. Basically, if you still have a cable provider for your TV, we WANT your business, and we're going to great lengths to get it. By giving you all the equipment. FREE. That used to cost two thousand dollars. AND. Save you money on a monthly basis going forwards. It's a no brainer. We'll even give you and additional hundred bucks back if you sign up today. So, with no obligation, press one to be connected to a customer service representative. It doesn't hurt to at least talk to us and learn more. 'cause I'm confident we can save you money and improve the way you watch TV. Give us a chance. Press one now."

Tuesday, September 19, 2006

Sep 19: Recording of Jerry with dish

This recording has called Sep 19. The recording of Lisa called Aug 3, 7, 14 and Aug 16. Various satellite tv recordings have called Sep 15, 17, 28, Oct 11, 19, 21, 26, 29, Dec 1, 21, May 6, 26, and Jun 16.

"Hi. This is Jerry with Dish. The satellite TV company. I'll get right to the point. Free installation. Free receivers and remotes for up to four rooms. And a free DVR. And if you don't know what a DVR is, press one and our reps will tell you about it. It's AWEsome technology. And it will change the way you watch TV. Basically, if you still have a cable provider for your TV, we WANT your business, and we're going to great lengths to get it. By giving you all the equipment. FREE. That used to cost two thousand dollars. AND. Save you money on a monthly basis going forwards. It's a no brainer. We'll even give you and additional hundred bucks back if you sign up today. So, with no obligation, press one to be connected to a customer service representative. It doesn't hurt to at least talk to us and learn more. 'cause I'm confident we can save you money and improve the way you watch TV. Give us a chance. Press one now."

Sep 19: Recording of "Please don't hang up"

This recording has called May 23, Jun 9, Aug 15, Sep 7 and Sep 19.

"Please don't hang up. If you are one of the millions of Americans with over $5000 in unsecured credit card debt, and are paying high interest rates and FEES, then YOU need to know that there IS help available. Our non-profit hotline will assist you by conSOLidating your debt into one low monthly payment. Through this process, we can reduce your creditor's interest rate to as LOW as 2.5%, AND cut monthly payments by over 50% without negatively affecting your credit rating. That's HALF of what you're paying NOW. The call is completely free confidential, AND can be conducted from your home right now in less than twenty minutes. ALL you need to get started is a steady income AND the initiative to imPROVE your financial situation. So if you would like to reduce your debt, improve your credit, STOP the collection calls, AND start saving YOUR money, RATHER than paying it to the credit card companies, press ONE NOW. If you wish to be removed from this and all future programs, then press nine."

Monday, September 18, 2006

Sep 18: Recording of Tim with mortgage services

This recording has called Mar 13, Apr 17, 24, 28, May 3, 8, 18, 26, Jun 6, 12, 22, Jul 17, Aug 1, 9, 14 and Sep 18. An almost identical recording of Michelle with mortgage services called Mar 16.

"Hi this is Tim with mortgage services. I'm calling regarding your current mortgage. I have a lender who wants to approve you with 1.5% on a thirty year loan. Whether you're looking refinance or take cash out, this loan would save you hundreds of dollars on your monthly house payment. So please press one to lock in this low rate. And start saving money now. Once again, press one now to speak with your mortgage representative. Or press two now to be removed. Thanks and have a great day."

Friday, September 15, 2006

Sep 15: Recording of Michelle with "cardholder services"

This fraudulent recording has called Sep 15. A similar fraudulent recording has called Sep 5. The fraudulent recording of Rachel at "cardholder services" called Sep 15, Oct 4, Nov 16, Dec 19 in 2005, Jan 3, Feb 1, Feb 7, twice on Mar 2, Apr 7, Apr 10, May 1, May 23, May 25, Jun 29, Jul 11, Aug 18, Aug 21 and at work on Dec 2, Dec 30 in 2005, Mar 7, and Jun 20. The fraudulent recording of Heather at "account services" called May 1 and Jul 28. The fraudulent sounding recording of Michael called Nov 18 in 2005.

The recording went something like this:
"Hello. This is Michelle with cardholder services, and we're calling in reference to your current credit card account. There's no problems currently with your account. It is urgent however that you contact us concerning your eligibility for lowering your interest rate. To as little as 6.9%. Your eligibility expires shortly, so please consider this your final notice. Please press nine to speak to a live operator..."

I pressed nine, and got some obnoxious music for a minute. Then, the phone system clicked a while and eventually hung up on me. So even the "press nine to speak to a live operator" bit was fraudulent. I was prepared to ask them what they knew about my credit card account. I wonder what kind of bullshit response I would have gotten. If they had said they didn't have my credit card account status, I would have told them to go get it, as their call said that they're calling in reference to it. If they had tried to pump information about my account out of me, I'd have refused to answer and I'd have asked them why they can't get it from their records.

Tuesday, September 12, 2006

Sep 12: Recording of Mike Goodman with Approved Capital Mortgage

This recording has called Sep 12.

"Hi. This is Mike Goodman with Approved Capital Mortgage and the reason I'm calling tonight is twofold. Uhhh, first, you probably already know that home values in your area have gone up dramatically, which qualifies you for the program that I'm calling about. And, second, my company has just obtained the lowest rates in the mortgage industry in over forty years we have a one percent start rate. What that basically means to you is that a borrower on a two hundred and fifty thousand dollar loan, you're looking at a payment of about eight hundred and four dollars a month, and on a half million dollar loan, you're looking at a payment of about sixteen hundred and four dollars a month. Uh, just to give you an idea. Please give me a call toll free. Telephone number is 800-506-9903. Our program has no up front fees, no out of pocket costs to the borrower, and, best of all, there's no mortgage payment for two months on leave. Uh, once again, you can reach me toll free 800-506-9903. We look forward to the opportunity to earning your business. Please give me a call. Thank you very much."

Saturday, September 09, 2006

Sep 9: Recording of "Football fans it's finally here"

This recording has called Sep 9.

"Football fans. It's finally here. Football season has arrived. If you're a football fan looking for the hottest picks, scores, and event lines, press the number two key now. Today only, just for registering, you'll be entered into our drawing. For a free Harley-Davidson motorcycle. Again, press the number two key to learn how to maximize your football experience."

Thursday, September 07, 2006

Sep 7: Recording of "Please don't hang up"

This recording has called May 23, Jun 9, Aug 15, and Sep 7.

"Please don't hang up. If you are one of the millions of Americans with over $5000 in unsecured credit card debt, and are paying high interest rates and FEES, then YOU need to know that there IS help available. Our non-profit hotline will assist you by conSOLidating your debt into one low monthly payment. Through this process, we CAN reduce your creditor's interest rate to as low as 2.5%, and cut monthly payments by over 50% without negatively affecting your credit rating. That's HALF of what you're paying NOW. The call is completely free confidential, and can be conducted from your home right now in less than twenty minutes. All you need to get started is a steady income and the initiative to imPROVE your financial situation. So if you would like to reduce your debt, improve your credit, STOP the collection calls, and start saving YOUR money, RATHER than paying it to the credit card companies, press ONE NOW. If you wish to be removed from this and all future programs, then press two."

Sep 7: Recording of Joan Kiroy from the "promotion notification center"

This recording has called Jul 19, Aug 14, and Sep 7.

"Hi this is Joan Kiroy from the promotion notification center. And congratulations. You have been preselected to receive a complimentary, promotional trip to Honolulu Hawaii. Your Hawaiian vacation includes round-trip air fare. As well as hotel accomodations. So please press the number one key now to be connected with a sales representative. Or press three to be removed from the marketing list."

Their phone number from earlier recordings was 1-800-488-6703.

Sep 6: Recording of "This is Erin. And I have GREAT news about your mortgage."

This recording has called Sep 19 and Nov 17 in 2005 and Sep 6.

"Hi. This is Erin. And I have GREAT news about your mortgage. According to our records, your interest rate can be sigNIFicantly reduced. Please press the NINE key on your telephone now and your loan representative can INstantly give you your NEW monthly mortgage PAYment. Again, press the nine key for your new monthly payment. OR press eight to be removed from our calling list."

Tuesday, September 05, 2006

Sep 5: George with American First Mortgage

Telemarketer: May I speak to the homeowner?
Me: Who is this?
Telemarketer: My name is George, and I'm with American First Mortgage.

I started typing that information on the computer.

Telemarketer: Hello?
Telemarketer hung up before I could say anything.

Sep 5: Recording of anonymous woman saying goodbye

This recording has called Jan 29, Feb 1, Mar 17, Apr 11, 22, Jun 6, 30, Jul 6, and Sep 5.

"Goodbye."

Sep 5: Recording of "cardholder services"

This fraudulent recording has called Sep 5. The fraudulent recording of Rachel at "cardholder services" called Sep 15, Oct 4, Nov 16, Dec 19 in 2005, Jan 3, Feb 1, Feb 7, twice on Mar 2, Apr 7, Apr 10, May 1, May 23, May 25, Jun 29, Jul 11, Aug 18, Aug 21 and at work on Dec 2, Dec 30 in 2005, Mar 7, and Jun 20. The fraudulent recording of Heather at "account services" called May 1 and Jul 28. The fraudulent sounding recording of Michael called Nov 18 in 2005.

"...services, and we're calling in reference to your current credit card account. There's no problems currently with your account. It is urgent however that you contact us concerning your eligibility for lowering your interest rate. To as little as 6.9%. Your eligibility expires SHORTly, so please consider this your final notice. Please press the one now on your phone to speak with a live operator and lower your interest rate. Or press two to discontinue further notices. Thank you and have a great day."

That's the 26th fraudulently "final" notice that's called my phone numbers. Even though the eligibility expires shortly, this recording has been calling for almost a year. This time, the voice was different, though.

Saturday, September 02, 2006

Sep 2: Mark from Earthlink

There were calls from Earthlink telemarketers on Sep 30 in 2005, Jul 14, and Sep 2.

I just told him I wasn't interested. After the second time, he accepted it.