Dec 16: Recording of "national alert for area homeowners" scam

Woman's voice: "Hello. This is a national alert for area homeowners only. We are using this unusual way of announcing that our president, in response to the national bailout program, has released a new bailout program to help homeowners who are experiencing mortgage difficulties or facing foreclosure. We are offering loan modification programs to assist homeowners through financial difficulties. We are offering loan modification programs to assist homeowners through financial difficulties and to avoid foreclosure. This program is for people with mortgage lates, possible foreclosure, or if you owe more than the value of your home, we have solutions for you. This program is for you. And it will allow you to modify your home loan to stop the mortgage lates and the possibility of foreclosure. To find out how you can qualify for this program, please press one now to speak with a loan modification specialist. If you would like to be put on our do not call list, please press two. Again, this program is for area homeowners only. Please press one to speak with our live operator."

So, a "national" alert is for "area" homeowners, whatever "area" refers to. Plus, the repetition of "we are offering loan modification programs..." sounds like they think they're talking to stupid people. It must be a scam.