Feb 29: Recording of "please listen carefully" extended vehicle warranty fraud

Male voice: "Please listen carefully. This is an important notice regarding your automobile. We recently mailed you a postcard to activate your extended warranty coverage. This courtesy call is your final notice that your vehicle will be removed from our system. This means the opportunity to activate your extended warranty at deeply discounted rates will be lost. To speak with an agent regarding your options before the deadline, please press one now. If you wish to permanently remove your vehicle from eligibility for future coverage, press three now."

Definitely a scam.

Feb 29: Recording of "annoying commercials" from "Dave" with an "authorized Dish Network dealer"

"Hi. This is Dave calling with an authorized Dish Network dealer in your area. I'll get right to the point. If you feel like you've been paying too much every month, and getting very little for your cable TV, I have a great deal for you. We will give you free satellite TV equipment and installation for up to four rooms with the lowest and best monthly price in the country. Sign up today and we'll also give you a free two room DVR system, which will allow you to skip those annoying commercials and never miss your favorite TV show again. Lower prices, better channels, and better service for you and your family. Press one to hear more."

"Hi. This is Dave calling with an authorized Dish Network dealer in your area. I'll get right to the point. If you feel like you've been paying too much every month, and getting very little for your cable TV, I have a great deal for you. We will give you free satellite TV equipment and installation for up to four rooms with the lowest and best monthly price in the country. Sign up today and we'll also give you a free two room DVR system, which will allow you to skip those annoying commercials and never miss your favorite TV show again. Lower prices, better channels, and better service for you and your family. Press one to hear more."

"Hi. This is Dave calling with an authorized Dish Network dealer in your area. I'll get right to the point. If you feel like you've been paying too much every month, and getting very little for your cable TV, I have a great deal for you. We will give you free satellite TV equipment and installation for up to four rooms with the lowest and best monthly price in the country. Sign up today and we'll also give you a free two room DVR system, which will allow you to skip those annoying commercials and never miss your favorite TV show again. Lower prices, better channels, and better service for you..."

It then got cut off by the answering machine's message limit.

Feb 29: Recording of scam from "Heather" at "account services"

"Hello. This is Heather at account services. And we're calling in reference to your current credit card account. There's no problems currently with your account. It is urgent however that you contact us concerning your eligibility for lowering your interest rate. Your eligibility expires shortly. So please consider this your final notice. Please press one now on your phone to speak with a live operator and lower your interest rate. Or press two to discontinue further notices. Thank you and have a great day."

The "to as little as six point nine percent" was removed from this version, for whatever reason.

Feb 28: Recording of "Frank" with the "intercounty records department"

"This is Frank calling with the intercounty records department. Uh, after reviewing properties in your area from what I can see here, uh looks like your property would qualify for the intercounty three point two five percent thirty year loan program. Uh, so it is imperative that I speak with you though regarding your preapproval. Call me back when you get this at 1-800-210-4789. Once again, call me back at 1-800-210-4789. I'll talk to you soon."

What the fuck is the "intercounty records department"?

What the fuck is with all the mortgage crap coming up again in the last month? Didn't the fucking subprime collapse teach them a lesson?

Feb 26: Recording of yet another mortgage scam

Woman's voice that didn't wait for the answering machine to start recording: "...to save thousands of dollars each year. Crazy question, huh? Who wouldn't? Well, if you're one of the many homeowners with an adjustable rate mortgage, now is the perfect time to lock in a loan while interest rates are still at the historic lows. Whether you have perfect or not so perfect credit, we guarantee that we can either or match or beat the best loan programs available. If you would like to speak one of our live loan specialists about our new, low rate programs at no cost or obligation, please press one on your phone now. If you would like to be taken off this special list, press two."

So now my phone number is on a "special" sucker list now.

Feb 25: Recording of "announcement" scam about governmental "economic stimulus home loan program"

Woman's voice: "This announcement concerns your eligibility for the government's new economic stimulus home loan program. And the new home loan limits with Freddy Mac, Fanny Mae, and the FHA, the federal housing administration. This stimulus package will help homeowners save hundreds, and possibly thousands of dollars each month by lowering their present interest rate. And help those homeowners that need to get out of an adjustable and into a thirty year fixed."

Man's voice: "Please note. This is a temporary program. And is only available until the end of two thousand eight. So press one now to find out if you are eligible for the government's new economic stimulus home loan program. These government home loans are federally insured. So they are regulated. Which means they cost less than traditional home loans. With the the new guidelines, you may be eligible to refinance your existing home loan and save money no matter what your credit score. Press one now to find out if you are eligible. Press three if you wish to be removed from our marketing list."

Who the hell are they and why is my phone number on their "marketing list"? They're probably a scam latching onto the new government program. And since this government program ends at the end of the year, I'll have to expect ten more months of crap from whoever they are about this program, after which they'll probably have other ongoing "announcements". But since they don't identify themselves, I won't be able to connect them to other shit from them.

Feb 25: Recording of "Bill Bennett" from the "Las Vegas Vacation Authority"

"Hi. This is Bill Bennett from the Las Vegas Vacation Authority. I have a free Las Vegas vacation for couples waiting for you. Press one now for details and I'll throw in two free show tickets with your complimentary vacation. Go ahead. Press one now for your free Vegas vacation."

Feb 22: Recording of "this is an important message" automotive warranty scam

Female voice: "This is an important message regarding your automotive warranty. We have made several attempts to reach you. This is your final courtesy call before your vehicle is reclassified. Press one to speak to a warranty specialist. Or press two and your file will be automatically closed."

Lies and more lies.

Feb 20: Recording of "please listen carefully" extended vehicle warranty fraud

Male voice: "Please listen carefully. This is an important notice regarding your automobile. We recently mailed you a postcard to activate your extended warranty coverage. This courtesy call is your final notice that your vehicle will be removed from our system. This means the opportunity to activate your extended warranty at deeply discounted rates will be lost. To speak with an agent regarding your options before the deadline, please press one now. If you wish to permanently remove your vehicle from eligibility for future coverage, press three now."

Lies and more lies.

Feb 20: Recording "Kelly" at "credit card services" scam

"Hi. This is Kelly at credit card services. I'm calling with an important announcement about your credit card account. This is our third attempt at reaching you. Our records indicate that you have been overpaying interest. Right now, we have you qualified to reduce your interest payment. To as low as two point nine percent. And cut your monthly payments in half. If you want to cut your monthly payment, lower your interest rate, and consolidate to one monthly payment, press one now. Again, this is your final chance to participate. So press one now. Or press three to be removed."

So many lies. This recording called more than three times. All those other "final chance to participate" statements were lies.

I pressed one and some music played. Then a man answered the phone and asked if I wanted to be transferred to a specialist. So, I played along and said sure. But, in order to do so, I had to give them a name. He said they were a "third party" and didn't have my name in their "records", so I gave an obviously fake name. So he wouldn't transfer me. I asked what scam they were running, and he said that this was a "promotional call" and they were a company that helped millions of people get out of debt. I asked what "promotional call" means and what company he was calling from. He ignored the question about promotional calls and gave an obviously fake name for the company. I asked for the phone number of the obviously fake company name, and he spewed my phone number back at me. With all the lies in the recording and the lies from the phone lackey, it's obviously a scam.

Feb 19: Recording of scam from "Heather" at "account services"

"Hello. This is Heather at account services. And we're calling in reference to your current credit card account. There's no problems currently with your account. It is urgent however that you contact us concerning your eligibility for lowering your interest rate. To as little as six point nine percent. Your eligibility expires shortly. So please consider this your final notice. Please press one now on your phone to speak with a live operator and lower your interest rate. Or press two to discontinue further notices. Thank you and have a great day."

Feb 19: Recording of "this is your captain speaking" scam

"Hello. This is your captain speaking. You will receive two free boarding passes for an all-inclusive cruise to Nassau, Bahamas in exchange for your answers to ten questions. This is a public opinion poll. The process is automated. Just press the keys on your telephone keypad for your answers. You will receive two free boarding passes for an all-inclusive cruise to Nassau, Bahamas when you're finished. This process only takes a minute. Press one to start the automated survey and receive two complimentary cruise passes."

"Don't miss the boat. Press one now."

There were a bunch of stupid sound effects interspersed throughout the recording.

Feb 18: Recording "Kelly" at "credit card services" scam

"Hi. This is Kelly at credit card services. I'm calling with an important announcement about your credit card account. This is our third attempt at reaching you. Our records indicate that you have been overpaying interest. Right now, we have you qualified to reduce your interest payment. To as low as two point nine percent. And cut your monthly payments in half. If you want to cut your monthly payment, lower your interest rate, and consolidate to one monthly payment, press one now. Again, this is your final chance to participate. So press one now. Or press three to be removed."

So many fucking lies. This recording called more than three times. All those other "final chance to participate" statements were lies.

I pressed one and some music played. Then a woman asked if I wanted to be transferred to a specialist. I asked her what credit cards they were talking about. She said that it was a promotional something or other. I told her that the recording said that they had records about my credit cards, so they should know what credit cards they are talking about. She hung up on me before I could finish. This must be fucking scam.

Feb 17: Recording of "Carol" with "assurance services" scam

"Hello. This is Carol with assurance services. Are you paying too much for your health insurance premium? I'm sorry for this annoying phone call, but we do assist individuals and companies, allowing them to save thousands of dollars per year. Payments can start as low as a hundred and nine dollars per month, including dental. If you would like more information, press one now. To be removed from our calling list, press two now."

Feb 16: Recording of "please listen carefully" extended vehicle warranty scam

Male voice: "Please listen carefully. This is an important notice regarding your automobile. We recently mailed you a postcard to activate your extended warranty coverage. This courtesy call is your final notice that your vehicle will be removed from our system. This means the opportunity to activate your extended warranty coverage at deeply discounted rates will be lost. To speak with an agent regarding your options before the deadline, please press one now. If you wish to permanently remove your vehicle from eligibility for future coverage, press three now."

If my vehicle has been removed from their system numerous times, why hasn't my phone number been removed from their system? And what is the "deadline"?

Feb 14: Recording of "Brent" from "Pacific Mortgage and Lending"

"Hello this is Brent. Give me a quick call from Pacific Mortgage and Lending. Want to let you know looks like conforming loan limits are going change this week, uh, so if you give us a call at 800-986-5575 and the phone's ringing off the hook here. 800-986-5575. Uh, regarding conforming loan limits changing, and uh we can tell you all about it thanks."

Feb 13: Recording of scam with "Katie" from "the computer center"

"Hi. This is Katie from the computer center. Calling to let you know that you have been prequalified for a zero percent interest, no money down today, and no credit check name brand computer. You can even get a free LCD TV and printer with your order. Again, to get a brand name computer without any credit check, press one now. Again, press one now."

Feb 13: Recording of scam from "Heather" at "account services"

"Hello. This is Heather at account services. And we're calling in reference to your current credit card account. There's no problems currently with your account. It is urgent however that you contact us concerning your eligibility for lowering your interest rate. To as little as six point nine percent. Your eligibility expires shortly. So please consider this your final notice. Please press one now on your phone to speak with a live operator and lower your interest rate. Or press two to discontinue further notices. Thank you and have a great day."

Feb 11: Recording of "please listen carefully" extended vehicle warranty fraud: "Auto Warranty Specialists"

Male voice: "Please listen carefully. This is an important notice regarding your automobile. We recently mailed you a postcard to activate your extended warranty coverage. This courtesy call is your final notice that your vehicle will be removed from our system. This means the opportunity to activate your extended warranty at deeply discounted rates will be lost. To speak with an agent regarding your options before the deadline, please press one now. If you wish to permanently remove your vehicle from eligibility for future coverage, press three now."

I pressed one, and someone saying his name is Sean answered, saying they were "Auto Warranty Specialists". I asked who they were and he repeated the information. I asked for an address for "Auto Warranty Specialists", and he hung up on me. Evidently, they are a scam.

Feb 8: Recording of "please listen carefully" extended vehicle warranty fraud

Male voice: "Please listen carefully. This is an important notice regarding your automobile. We recently mailed you a postcard to activate your extended warranty coverage. This courtesy call is your final notice that your vehicle will be removed from our system. This means the opportunity to activate your extended warranty at deeply discounted rates will be lost. To speak with an agent regarding your options before the deadline, please press one now. If you wish to permanently remove your vehicle from eligibility for future coverage, press three now."

If my vehicle has been removed from their system numerous times, why hasn't my phone number been removed from their system? And what is the "deadline"?

Feb 8: Recording of "Paula Teel" with Cancun Mexico scam

"This is Paula Teel. Just a reminder as a preferred customer, you have been selected to receive a four day three night vacation. At the number one all inclusive resort in the world. Located in Cancun, Mexico. Your vacation includes all the gourmet meals you can eat. As well as all the premium brand alcohol you can drink. Choose from thirteen bars, fourteen restaurants, along with twenty-four hour room service. And your own private beach butler. On site of our four hundred and fifty acre playground. Including a private one-mile beach. Where you will find our world-famous spa. All for only two hundred and forty-nine dollars per person. Double occupancy. Price includes round trip airport limo transfers. As well as all passes and gratuity. Press one now on your keypad. Or press three to be removed."

Feb 7: Recording of "annoying commercials" from "Dave" with an "authorized Dish Network dealer"

"Hi. This is Dave calling with an authorized Dish Network dealer in your area. I'll get right to the point. If you feel like you've been paying too much every month, and getting very little from your cable TV, I have a great deal for you. We will give you free satellite TV equipment and installation for up to four rooms with the lowest and best monthly price in the country. Sign up today and we'll also give you a free two room DVR system, which will allow you to skip those annoying commercials and never miss your favorite TV show again. Lower prices, better channels, and better service for you and your family. Press one to hear more."

"Hi. This is Dave calling with an authorized Dish Network dealer in your area. I'll get right to the point. If you feel like you've been paying too much every month, and getting very little from your cable TV, I have a great deal for you. We will give you free satellite TV equipment and installation for up to four rooms with the lowest and best monthly price in the country. Sign up today and we'll also give you a free two room DVR system, which will allow you to skip those annoying commercials and never miss your favorite TV show again. Lower prices, better channels, and better service for you and your family. Press one to hear more."

"Hi. This is Dave calling with an authorized Dish Network dealer in your area. I'll get right to the point. If you feel like you've been paying too much every month, and getting very little from your cable TV, I have a great deal for you. We will give you free satellite TV equipment and installation for up to four rooms with the lowest and best monthly price in the country. Sign up today and we'll also give you a free two room DVR system, which will allow you to skip those annoying commercials and never miss your favorite TV show again. Lower prices, better channels, and better service for you..."

It then got cut off by the answering machine's message limit. I don't know how many times it would have repeated before cutting off on its own.

Feb 5: Recording of "we are calling to inform you that the fed has just dropped rates yet again" scam

"Hi. We are calling to inform you that the fed has just dropped rates yet again, which means home mortgage interest rates are back into the five percents. So if you're looking to lower your interest rate, stop your mortgage payment from adjusting, consolidate any high interest credit card debt, take some cash out of your home, or purchase a new home, press one now for a free consultation. To be removed from our list, please press two. To be transferred to a mortgage specialist, please press one now."

Feb 1: Recording of "Paula Teel" with Cancun Mexico scam

"This is Paula Teel. Just a reminder as a preferred customer, you have been selected to receive a four day three night vacation. At the number one all inclusive resort in the world. Located in Cancun, Mexico. Your vacation includes all the gourmet meals you can eat. As well as all the premium brand alcohol you can drink. Choose from thirteen bars, fourteen restaurants, along with twenty-four hour room service. And your own private beach butler. On site of our four hundred and fifty acre playground. Including a private one-mile beach. Where you will find our world-famous spa. All for only two hundred and forty-nine dollars per person. Double occupancy. Price includes round trip airport limo transfers. As well as all passes and gratuity. Press one now on your keypad. Or press three to be removed."