Tuesday, October 31, 2006

Oct 31: Recording of "Keri" with "the mortgage department" fraud

This recording of "Keri" with "the mortgage department" has called Oct 2 and Oct 31. A similar recording of "Michelle" with "the financial department" called Nov 4 in 2005, Mar 30, Apr 27, May 16, Jun 21, Jul 19, 28, Aug 17, Aug 31, and Oct 18. An almost identical recording of "Michelle" with "the mortgage department" called on on Oct 6, 19, Nov 7, 8, 11, twice on Nov 14, and Dec 8 and 20 in 2005. An almost identical recording of "Jane" with "the financial department" has called Jan 11, 25, Feb 21, Mar 7 and Mar 24. A very similar recording of "Brittany" called on Dec 19 in 2005. A very similar recording of "Jennifer" with "the financial department" called Dec 5 in 2005.

There were also calls from "William Harrison" from "the financial department" on Sept 2, 6, 20, 21, 22, 29, Oct 12, 13, 25, 28, Nov 1, 10, and 14 in 2005.

"Hi. This is Keri with the mortgage department. And this is a message your current lender does not want you to hear. We are the only lender in your state. That can offer you one hunnert percent financing. And rates starting at one percent. And absolutely no points. Regardless of credit history, late payments, bankruptcies, or even if another lender has turned you down, we can still finance you up to one hundred percent. To speak with a mortgage consultant and receive your free credit report, press the number one key now. Or press three to be removed from the marketing list."

I think it's the same person recording the messages claiming to be "Keri", "Michelle", "Jane", "Jennifer", "Brittany", etc.

Oct 31: Recording "Laura" with "RHL Direct" fraud

This recording of "Laura" with "RHL Direct" has called Oct 31.

A similar recording of "Michelle" with "RHL Express" has called Sep 26.

"Hi. This is Laura with RHL Direct. We have an exciting new half a percent freedom home loan that cuts your house payment in half. Yes. A half a precent. Press one now to speak with a representative and cut your house payment in half. Yes. Half. While home loan rates are still low. Press one now and take advantage of our new half a percent freedom loan and eliminate all your payments. And even get cash. We guarantee the lowest fixed rates on any loan no matter the credit rating. There is no obligation, so press one now to speak with a representative and pay off that adjustable rate mortgage. Now is the best time to take cash out and consolidate all of those high interest credit cards into one easy fixed payment. For free expert consultation, press the number one key now. To speak with a representative, press one now."

"We guarantee the lowest fixed rates" and "eliminate all your payments". Yeah, that sounds fraudulent to me.

Oct 31: Recording of "consumer alert" from Steve Poizner

This recording has called Oct 31.

"This is a consumer alert. Official state records show that Cruz Bustamante paid the largest ethics fine in history for illegal campaign fundraising. Bustamante also took one hundred and fifty thousand dollars from insurance companies for his insurance commissioner campaign. That's why consumer advocates and every major newspaper in California are supporting Steve Poizner for insurance commissioner. This has been a consumer alert."

What's this "consumer alert" bullshit?

Oct 31: Recording of Debra Berger for Debra Bowen for secretary of state

This recording has called Oct 31.

"Hello. This is Debra Berger. I'm a registered nurse and president of the California Nurses Association. I'm calling to urge you to vote for Debra Bowen for secretary of state. State senator Bowen is a strong voice for independent voters. We've been working with Debra for the last fourteen years to improve health care and to take big money out of politics. Debra Bowen is clearly the most qualified candidate for secretary of state and we urge you to vote for her on Tuesday, November seventh. Paid for by Debra Bowen for secretary of state."

I suppose this type of crap will be calling all week. But at least it will be gone by the seventh, unlike the satellite television fraud, the credit fraud, the mortgage fraud, and all that other fraud.

Oct 31: Recording of "...homeowners Jeff Hanson's privileges" satellite television fraud

This recording has called Oct 31.

"...homeowner's Jeff Hanson's privileges. You've been selected to receive a complete four room satellite television system worth over twelve hundred dollars absolutely free. You'll get free professional installation and a free DVR. To enjoy your free satellite system as soon as tomorrow, press one to find out more. Or press three to be removed."

Oct 31: Recording of "Congratulations. You have been randomly selected..."

This recording has called Oct 10, 17 and Oct 31.

"Congratulations. You have been randomly selected to receive a night on the town for two in fabulous Las Vegas, Nevada. Your vacation include round-trip air fare, two nights deluxe accomodations, dinner, and your choice of a top-rated Vegas show. This promotional package is available for a limited time only, so please press the number one key now. To be connected with a reservation agent. Or press three to be removed from the marketing list."

This "limited time" isn't that limited, then.

Oct 31: Comcast telemarketer

"Hello, may I speak to Mr and Mrs ___?"

"Hello?"

"Thank you for your time please call us at 1-800-COMCAST any questions about this call or any comcast services thank you and have a great day."

Monday, October 30, 2006

Oct 30: More anonymous harassment

Numerous abandoned calls over the last few days.

Saturday, October 28, 2006

Oct 28: Anonymous harassment

I answered the phone today, and got reminded why I don't answer it more often.

When I answered, there was nobody there for a few seconds. There was some weird background noise.

Some man said, "Hello."

I asked, "Who is this?"

He hung up on me. What a jerk.

Thursday, October 26, 2006

Oct 26: Recording of "This is a call from our county records research department" fraud

This recording has called Oct 26.

"This is a call from our county records research department. After reviewing properties in your area, you have been selected for a special one percent thirty year home loan. Please press one to speak to a specialist. Please press one now. Please press one... now."

Please fuck off and die. Please fuck off and die. Please fuck off and... die.

Wednesday, October 25, 2006

Oct 25: Recording of "This is Erin. And I have GREAT news about your mortgage."

This recording has called Sep 19 and Nov 17 in 2005 and Sep 6, Oct 3, 11, 20 and Oct 25.

"Hi. This is Erin. And I have GREAT news about your mortgage. According to our records, your interest rate can be sigNIFicantly reduced. Please press the NINE key on your telephone now and your LOAN representative can INstantly give you your NEW monthly mortgage PAYment. Again, press the nine key now for your new monthly payment. OR press eight to be removed from our calling list."

Tuesday, October 24, 2006

Oct 24: Recording of "Jim Powers" with "mortgage services" twice

This recording has called Oct 17 and twice on Oct 24. The recording of Tim called Mar 13, Apr 17, 24, 28, May 3, 8, 18, 26, Jun 6, 12, 22, Jul 17, Aug 1, 9, 14 and Sep 18. An almost identical recording of Michelle with mortgage services called Mar 16.

"Hi this is Jim Powers with mortgage services. I'm calling regarding your current mortgage. I wanted to let you know that I have a lender who can approve you at one percent. That's right. One percent. Whether you're looking refinance or take cash out, this loan could save you hundreds of dollars on your monthly house payment. So please press one to lock in this low rate now and start saving money. Once again, press one now to speak with your mortgage representative. Or press two to be removed from our list. Thank you and have a great day."

The second time it called was three minutes after the first time. What fucking assholes.

Monday, October 23, 2006

Oct 23: Recording of Rachel at "cardholder services" fraud

The fraudulent recording of Rachel at "cardholder services" called Sep 15, Oct 4, Nov 16, Dec 19 in 2005, Jan 3, Feb 1, Feb 7, twice on Mar 2, Apr 7, Apr 10, May 1, May 23, May 25, Jun 29, Jul 11, Aug 18, Aug 21, Sep 22, Oct 23 and at work on Dec 2, Dec 30 in 2005, Mar 7, and Jun 20. Fraudulent recordings of Michelle with cardholder services have called Sep 5 and 15. The fraudulent recording of Heather at "account services" called May 1 and Jul 28. The fraudulent sounding recording of Michael called Nov 18 in 2005.

"Hello. This is Rachel at "cardholder services"? Calling in reference to your current credit card account? There are NO problems CURrently with your account. It is URgent that you contact us concerning your eligibility for lowering your interest rate. To as little as 6.9%. Your eligibility exPIRES shortly, so please consider THIS your final notice. Please press the number ONE on your phone NOW to speak with a live operator and lower your interest rate. Or to be removed from further notices, press two. Thank you. Have a great day."

What's the deal with switching between "Or press the number three to discontinue further notices." and the patched in "Or to be removed from further notices, press two."?

Saturday, October 21, 2006

Oct 21: Recording of Lisa with dish, the satellite TV company

This recording of Lisa with Dish called Aug 3, 7, 14, 16, Sep 22 and Oct 21. The recording of Jerry with Dish called Sep 19, 21 and Oct 17. Various satellite tv recordings have called Sep 15, 17, 28, Oct 11, 19, 21, 26, 29, Dec 1, 21 in 2005, May 6, 26, and Jun 16.

"This is Lisa with Dish. The satellite TV company. I'll get right to the point. Free installation. Free receivers and remotes for up to four rooms. AND a free DVR. And if you DON'T know what a DVR is, PRESS one and our reps will tell you about it. It's awesome technology and will change the way you watch TV. We'll also include THREE free months of movie channel. So with no obligation, press one to be connected to a customer service representative. Because I'm CONFIDENT we can save you money and improve the way you watch TV. Give us a chance. Press one now."

Friday, October 20, 2006

Oct 20: Recording of "This is Erin. And I have GREAT news about your mortgage."

This recording has called Sep 19 and Nov 17 in 2005 and Sep 6, Oct 3, 11 and Oct 20.

"Hi. This is Erin. And I have GREAT news about your mortgage. According to our records, your interest rate can be sigNIFicantly reduced. Please press the NINE key on your telephone now and your LOAN representative can INstantly give you your NEW monthly mortgage PAYment. Again, press the nine key now for your new monthly payment. OR press eight to be removed from our calling list."

Oct 20: Recording of Express Consolidation

This recording has called May 3 and Oct 20.

"Hello. I'm calling on behalf of Express Consolidation, a non-profit agency, and a servicing agent for attorney Randall Veshen. You've been selected to lower your credit card interest rate to as low as zero percent. Please press one now to speak to a live operator about lowering your interest rate and your monthly payment. Again, press one to speak to a live operator to help you get out of debt faster. Yes, you can make those bills go away, but you need to press one now to talk to somebody who can help."

Thursday, October 19, 2006

Oct 19: Recording of Rachel with Capital Funding

This recording of Rachel with Capital Funding called Sep 28 and Oct 19. The recording of Mandy with Capital Funding called Aug 29 and Aug 31. The recording of Mia V with Capital Funding called Aug 22 and Aug 28 with an identical message.

"Hi. This is Rachel with Capital Funding. I'm calling regarding your current mortgage. I want to let you know that we have found a lender who wants to preapprove you. For a one point five percent on a thirty year loan. Whether you're looking to refinance, take cash out, or pay off high interest credit cards. This loan would save you hundreds of dollars on your monthly house payment. Press one now to lock into this low rate and start saving money now. Once again, press one to start saving money now. To be removed from our marketing list, press two."

Wednesday, October 18, 2006

Oct 18: Recording of David Clark with the Mortgage Connection

This recording has called Sep 21 and Oct 18.

"Hi. This is David Clark with the Mortgage Connection. This call is in regards to your mortgage application that we received. I would like to preapprove you on a one point two five percent thirty year mortgage program. To be connected immediately press one. If for whatever reason you're not interested in our one point two five percent mortgage program press nine."

I wonder what fraudulent justification they have for saying "your mortgage application that we received". I certainly never sent them anything.

Oct 18: Recording of Michelle with "the financial department"

This recording of "Michelle" with "the financial department" called Nov 4 in 2005, Mar 30, Apr 27, May 16, Jun 21, Jul 19, 28, Aug 17, 31, and Oct 18. An almost identical recording of "Michelle" with "the mortgage department" called on on Oct 6, 19, Nov 7, 8, 11, twice on Nov 14, and Dec 8 and 20 in 2005. The recording of "Victoria" with "the mortgage department" called Oct 17. The recording of "Meredith" with "financial department" called Oct 5. A similar recording of "Keri" with "the mortgage department" called Oct 2. An almost identical recording of "Jane" with "the financial department" has called Jan 11, 25, Feb 21, Mar 7 and Mar 24. A very similar recording of "Brittany" called on Dec 19 in 2005. A very similar recording of "Jennifer" with "the financial department" called Dec 5 in 2005.

There were also calls from "William Harrison" from "the financial department" on Sept 2, 6, 20, 21, 22, 29, Oct 12, 13, 25, 28, Nov 1, 10, and 14 in 2005.

"Hi. This is Michelle with the financial department. Based on your current payment history, we have preapproved you for a new interest rate, as low at 1%. APR 5.68. Your confirmation number is 000000. To take advantage of the lowest rates in the state of California, with absolutely no points and no fees, press number the number one key now. Or press three to be removed from the marketing list."

Tuesday, October 17, 2006

Oct 17: Recording of Victoria with the mortgage department

This recording of "Victoria" with "the mortgage department" called Oct 17. The recording of "Meredith" with "financial department" called Oct 5. A similar recording of "Keri" with "the mortgage department" called Oct 2. A similar recording of "Michelle" called Nov 4 in 2005, Mar 30, Apr 27, May 16, Jun 21, Jul 19, 28, Aug 17 and Aug 31. An almost identical recording of "Michelle" with "the mortgage department" called on on Oct 6, 19, Nov 7, 8, 11, twice on Nov 14, and Dec 8 and 20 in 2005. An almost identical recording of "Jane" with "the financial department" has called Jan 11, 25, Feb 21, Mar 7 and Mar 24. A very similar recording of "Brittany" called on Dec 19 in 2005. A very similar recording of "Jennifer" with "the financial department" called Dec 5 in 2005.

There were also calls from "William Harrison" from "the financial department" on Sept 2, 6, 20, 21, 22, 29, Oct 12, 13, 25, 28, Nov 1, 10, and 14 in 2005.

"Hello. This is Victoria with the mortgage department. Due to your recent payment history, our records indicate that you could qualify. For a one percent interest rate. On your current mortgage. Press the number one key now. To speak with your mortgage representative. Or press three to be removed."

It seems to me that the voices of "Victoria", "Meredith", "Keri", "Michelle", "Jane", "Brittany", and "Jennifer" are all one person. What's the point of all these fake names?

Oct 17: Recording of Jerry with dish, the satellite TV company

This recording has called Sep 19, 21 and Oct 17. The recording of Lisa called Aug 3, 7, 14, 16 and Sep 22. Various satellite tv recordings have called Sep 15, 17, 28, Oct 11, 19, 21, 26, 29, Dec 1, 21 in 2005, May 6, 26, and Jun 16.

"Hi. This is Jerry with Dish. The satellite TV company. I'll get right to the point. Free installation. Free receivers and remotes for up to four rooms. And a free DVR. And if you don't know what a DVR is, press one and our reps will tell you about it. It's AWEsome technology. And it will change the way you watch TV. Basically, if you still have a cable provider for your TV, we WANT your business, and we're going to great lengths to get it. By giving you all the equipment. FREE. That used to cost two thousand dollars. AND. Save you money on a monthly basis going forward. It's a no brainer. We'll even give you and additional hundred bucks back if you sign up today. So, with no obligation, press one to be connected to a customer service representative. It doesn't hurt to at least talk to us and learn more. 'cause I'm confident we can save you money and improve the way you watch TV. Give us a chance. Press one now."

Oct 17: Recording of Jim Powers with mortgage services

This recording has called Oct 17. The recording of Tim called Mar 13, Apr 17, 24, 28, May 3, 8, 18, 26, Jun 6, 12, 22, Jul 17, Aug 1, 9, 14 and Sep 18. An almost identical recording of Michelle with mortgage services called Mar 16.

"Hi this is Jim Powers with mortgage services. I'm calling regarding your current mortgage. I wanted to let you know that I have a lender who can approve you at one percent. That's right. One percent. Whether you're looking refinance or take cash out, this loan could save you hundreds of dollars on your monthly house payment. So please press one to lock in this low rate now and start saving money. Once again, press one now to speak with your mortgage representative. Or press two to be removed from our list. Thank you and have a great day."

Oct 17: Recording of "Congratulations. You have been randomly selected..."

This recording has called Oct 10 and Oct 17.

"Congratulations. You have been randomly selected to receive a night on the town for two in fabulous Las Vegas, Nevada. Your vacation include round-trip air fare, two nights deluxe accomodations, dinner, and your choice of a top-rated Vegas show. This promotional package is available for a limited time only, so please press the number one key now to be connected with a reservation agent. Or press three to be removed from the marketing list."

Oct 17: Recording of "this message is from card services"

This recording has called May 18 and Oct 17 and at work on Jul 11 and Jul 26.

"This message is from card services. If you received our letter concerning your account, please disregard this message and press three so you will not be contacted again concerning this matter. Otherwise, press one now to be connected to a representative to discuss your annual account review and to see if you qualify for a reduction in your interest rate. You could qualify for as little as 6.9% on all of your accounts. You just need at least $2500 in total credit card debt and have one account in good standing. Again press one now to be connected. Thank you."

Oct 17: Recording of April with satellite TV fraud

This recording has called at work Oct 5, 10 and Oct 17. An identical recording of Jennifer called at work Sep 21 and Sep 29.

"Hello. This is April with your local satellite TV provider. Today we are giving away a free digital satellite TV system to all local residents here in our city. Press one now to receive your free satellite TV. Press three to be removed."

Sounds like fraud to me.

I pressed one.

There was music for many minutes. Pachelbel's Canon.

A woman came on the line and said something.

I asked here what the local city was supposed to be.

She said something like, "I'm sorry?"

I asked what the "local satellite TV provider" was supposed to be.

She hung up on me. What a fraud.

Monday, October 16, 2006

Oct 16: Recording of "If you own a home or want to buy one..."

This recording has called Oct 16.

"Hello. If you own a home or want to buy one and you need financing, refinancing, bill consolidation, or any other money needs, this brief call has some VERY good news for you. ESPECIALLY if you've got CREDIT problems. To hear about a GOOD source of cash for homeowners, press the ONE key on your telephone."

Friday, October 13, 2006

Oct 13: Recording of Rosalee with WFM Realty

This recording has called Oct 9 and Oct 13.

"Hello. My name is Rosalee with WFM Realty. The reason for my call is to let you know that the current mortgage rates are at an all time LOW. These mortgage rates can benefit you whether you have been thinking of buying real estate or refinancing your home. We would like to take this opportunity to to absolutely free of any obligation to sale or refinance your HOME. Please call 1-866-253-9646 for any questions that you may HAVE. Again, my name is Rosalee and I want to thank you and have a nice day. Goodbye."

It sounded like there was a glitch in the recording that caused the "this opportunity to to absolutely free..."

Thursday, October 12, 2006

Oct 12: Recording of "Please don't hang up"

This recording has called May 23, Jun 9, Aug 15, Sep 7, 19 and Oct 12.

"Please don't hang up. If you are one of the millions of Americans with over $5000 in unsecured credit card debt, and are paying high interest rates and FEES, then YOU need to know that there IS help available. Our non-profit hotline will assist you by conSOLidating your debt into one low monthly payment. Through this process, we can reduce your creditor's interest rate to as LOW as 2.5%, AND cut monthly payments by over 50% without negatively affecting your credit rating. That's HALF of what you're paying NOW. The call is completely free confidential, AND can be conducted from your home right now in less than twenty minutes. ALL you need to get started is a steady income AND the initiative to imPROVE your financial situation. So if you would like to reduce your debt, improve your credit, STOP the collection calls, AND start saving YOUR money, RATHER than paying it to the credit card companies, press ONE NOW. If you wish to be removed from this and all future programs, then press nine."

Oct 11: Recording of "This is Erin. And I have GREAT news about your mortgage."

This recording has called Sep 19 and Nov 17 in 2005 and Sep 6, Oct 3 and Oct 11.

"Hi. This is Erin. And I have GREAT news about your mortgage. According to our records, your interest rate can be sigNIFicantly reduced. Please press the NINE key on your telephone now and your loan representative can INstantly give you your NEW monthly mortgage PAYment. Again, press the nine key now for your new monthly payment. OR press eight to be removed from our calling list."

Tuesday, October 10, 2006

Oct 10: Recording of "Congratulations. You have been randomly selected..."

This recording has called Oct 10.

"Congratulations. You have been randomly selected to receive a night on the town for two in fabulous Las Vegas, Nevada. Your vacation include round-trip air fare, two nights deluxe accomodations, dinner, and your choice of a top-rated Vegas show. This promotional package is available for a limited time only, so please press the number one key now to be connected with a reservation agent. Or press three to be removed from the marketing list."

Oct 10: Recording of April with satellite TV fraud

This recording has called at work Oct 5 and Oct 10. An identical recording of Jennifer called at work Sep 21 and Sep 29.

"Hello. This is April with your local satellite TV provider. Today we are giving away a free digital satellite TV system to all local residents here in our city. Press one now to receive your free satellite TV. Press three to be removed."

Sounds like fraud to me.

Monday, October 09, 2006

Oct 9: Recording of F M Rosalee

"Hello, my name is F M Rosalee, and I'm calling..."

I pressed one.

"Hello, my name is F M Rosalee..."

I pressed one again.

"Hello, my name is F M Rosa..."

I pressed one again.

"Hello, my name is..."

I pressed one again.

"Hello, my name is F M Rosalee, and I'm calling to..." something about interest rates

I pressed one again.

"Hello, my name is F M Rosalee..."

I pressed one again.

It hung up on me.

Thursday, October 05, 2006

Oct 5: Recording of Meredith with the financial department

This recording as called Oct 5. A similar recording of "Keri" with "the mortgage department" has called Oct 2. A similar recording of "Michelle" called Nov 4 in 2005, Mar 30, Apr 27, May 16, Jun 21, Jul 19, 28, Aug 17 and Aug 31. An almost identical recording of "Michelle" with "the mortgage department" called on on Oct 6, 19, Nov 7, 8, 11, twice on Nov 14, and Dec 8 and 20 in 2005. An almost identical recording of "Jane" with "the financial department" has called Jan 11, 25, Feb 21, Mar 7 and Mar 24. A very similar recording of "Brittany" called on Dec 19 in 2005. A very similar recording of "Jennifer" with "the financial department" called Dec 5 in 2005.

There were also calls from "William Harrison" from "the financial department" on Sept 2, 6, 20, 21, 22, 29, Oct 12, 13, 25, 28, Nov 1, 10, and 14 in 2005.

"Hi. This is Meredith with the financial department. Based off our records, you have been preapproved for a lower interest rate with unlimited cash out. Your preapproval number is 000000. To take advantage of the lowest rates in the nation, please press one key now. Or press three to be removed from the marketing list."

It seems to me that the voices of "Meredith", "Keri", "Michelle", "Jane", "Brittany", and "Jennifer" are all one person. What's the point of all these fake names?

Oct 5: Recording of April with satellite TV fraud

This recording has called at work Oct 5. An identical recording of Jennifer called at work Sep 21 and Sep 29.

"Hello. This is April with your local satellite TV provider. Today we are giving away a free digital satellite TV system to all local residents here in our city. Press one now to receive your free satellite TV. Press three to be removed."

Sounds like fraud to me.

Tuesday, October 03, 2006

Oct 3: Recording of Nathan Will with HLC Mortgage Servicing

This recording has called Dec 14 in 2005, Apr 3, May 3, 23, Jun 6, Jul 25, and Oct 3.

"Hi. This is Nathan Will with HLC Mortgage SERvicing. Uh sorry I missed you, but I was calling to let you KNOW that based on your recent mortgage PAYment history, uh, you've been preaPPROVed for an express QUICK cash loan. Uh WITH this refinance loan, we can close in as little as three days for you and offer a PAYment rate as low as one and a half percent. FIXED for 5 years, and there are ZERO closing costs. Uh we'll be in until eight pm tonight, so just give us a call as soon as you get IN at 800-224-1665, and I can let you know just how much cash we can GET for you and what we can reduce your interest rate to. Thanks. Bye bye."

Oct 3: Recording of "This is Erin. And I have GREAT news about your mortgage."

This recording has called Sep 19 and Nov 17 in 2005 and Sep 6 and Oct 3.

"Hi. This is Erin. And I have GREAT news about your mortgage. According to our records, your interest rate can be sigNIFicantly reduced. Please press the NINE key on your telephone now and your loan representative can INstantly give you your NEW monthly mortgage PAYment. Again, press the nine key now for your new monthly payment. OR press eight to be removed from our calling list."

Monday, October 02, 2006

Oct 2: Recording of Keri with the mortgage department

This recording has called Oct 2. A similar recording of "Michelle" called Nov 4, Mar 30, Apr 27, May 16, Jun 21, Jul 19, 28, Aug 17 and Aug 31. An almost identical recording of "Michelle" with "the mortgage department" called on on Oct 6, 19, Nov 7, 8, 11, twice on Nov 14, and Dec 8 and 20 in 2005. An almost identical recording of "Jane" with "the financial department" has called Jan 11, 25, Feb 21, Mar 7 and Mar 24. A very similar recording of "Brittany" called on Dec 19 in 2005. A very similar recording of "Jennifer" with "the financial department" called Dec 5 in 2005.

There were also calls from "William Harrison" from "the financial department" on Sept 2, 6, 20, 21, 22, 29, Oct 12, 13, 25, 28, Nov 1, 10, and 14 in 2005.

"Hi. This is Keri with the mortgage department. And this is a message your current lender does not want you to hear. We are the only lender in your state. That can offer you one hunnert percent financing. And rates starting at one percent. And absolutely no points. Regardless of credit history, late payments, bankruptcies, or even if another lender has turned you down, we can still finance you up to one hundred percent. To speak with a mortgage consultant and receive your free credit report, press the number one key now. Or press three to be removed from the marketing list."