Dec 11: Recording of "urgent message for people who may be experiencing high credit card debt" scam

Man's voice: "This is an urgent message for people who may be experiencing high credit card debt. You have options to reduce your debt by as much as sixty percent, while cutting your payments in half. Press one for more information, and learn how you can legally eliminate your debt, and become debt-free in as little as twelve to thirty-six months. Or press two to be removed from our call list."