Friday, July 28, 2006

Jul 28: Recording of Heather at "account services"

This fraudulent recording called May 1 and Jul 28. The fraudulent recording of Rachel at "cardholder services" called Sep 15, Oct 4, Nov 16, Dec 19, Jan 3, Feb 1, Feb 7, twice on Mar 2, Apr 7, Apr 10, May 1, May 23, 25, Jul 11 and at work on Dec 2, Dec 30, Mar 7, and Jun 20. The fraudulent sounding recording of Michael called Nov 18.

"Hello. This is Heather at "account services". And we're calling in reference to your current credit card acCOUNT. There's no problem currently with your account. It is URgent however that you contact us concerning your eligibility for lowering your interest rate. To as LITTLE as 6.9%. Your eligibility expires SHORTLY, so please consider this your final notice. Please press one now on your PHONE to speak with a live operator and lower your interest rate. Or press TWO to be discontinue further notices. Thank you and have a great day."

That's the 22nd "final" notice that's called my phone numbers.

Jul 28: Recording of Michelle with "the financial department"

This recording has called Nov 4, Mar 30, Apr 27, May 16, Jun 21, Jul 19 and Jul 28. An almost identical recording of "Michelle" with "the mortgage department" called on on Oct 6, 19, Nov 7, 8, 11, twice on Nov 14, and Dec 8 and 20. An almost identical recording of "Jane" with "the financial department" has called Jan 11, 25, Feb 21, Mar 7 and Mar 24. A very similar recording of "Brittany" called on Dec 19. A very similar recording of "Jennifer" with "the financial department" called Dec 5.

There were also calls from "William Harrison" from "the financial department" on Sept 2, 6, 20, 21, 22, 29, Oct 12, 13, 25, 28, Nov 1, 10, and 14.

"Hi. This is Michelle with the financial department. And based on your current payment history, we have preapproved you for a new interest rate, as low at 1%. APR 5.68. Your confirmation number is 000000. To take advantage of the lowest rates in the state of California, with absolutely no points and no fees, press number the number one key now. Or press three to be removed from the marketing list."

Thursday, July 27, 2006

Jul 27: Recording of "You've been selected from a list of past and current customers"

This recording has called Jun 21, Jul 3, 13, and Jul 27.

You've been selected from a list of PAST and current customers to be offered a $300,000 home loan for only $750 per month. Eligibility is limited. To speak with a loan specialist about your home loan, press nine now. To not be notified of future savings, press eight now. Hello. You've been selected from a list of PAST and current customers to be offered a $300,000 home loan for only $750 per month. Eligibility is limited. To speak with a loan specialist about your home loan, press nine now. To not be notified of future savings, press eight now."

Jul 27: Recording of "Please don't hang up"

This recording has called May 23, Jun 9 and Jul 27.

"Please don't hang up. If you are one of the millions of Americans with over $5000 in unsecured credit card debt, and are paying high interest rates and FEES, then YOU need to know that there IS help available. Our non-profit hotline will assist you by conSOLidating your debt into one low monthly payment. Through this process, we CAN reduce your creditor's interest rate to as low as 2.5%, and cut monthly payments by over 50% without negatively affecting your credit rating. That's HALF of what you're paying NOW. The call is completely free confidential, and can be conducted from your home right now in less than twenty minutes. All you need to get started is a steady income and the initiative to imPROVE your financial situation. So if you would like to reduce your debt, improve your credit, STOP the collection calls, and start saving YOUR money, RATHER than paying it to the credit card companies, press ONE NOW. If you wish to be removed from this and all future programs, then press two."

Jul 26: Recording of Michael Loomis with US Financial

This recording has called Jul 26.

"Hello?"

"Hi. This is Michael Loomis. I'm with U.S. Financial. I'm glad I finally got a hold of you. I'm calling regarding your current loan. Uh. Based on your current payment history and rising property values, you've been approved for a lower interest rate, as low as one percent. You can lower your monthly payments by close to fifty percent? Or have a cashiers check with your equity overnighted to you? Please press one to speak to a representative? Again press one to speak to a representative. Or. You may press three to be removed from our list."

Wednesday, July 26, 2006

Jul 26: Recording of card services

This recording has called May 18 and at work on Jul 11 and Jul 26.

"This message is from card services. If you received our letter concerning your account, please disregard this message and press three so you will not be contacted again concerning this matter. Otherwise, press one now to be connected to a representative to discuss your annual account review and to see if you qualify for a reduction in your interest rate. You could qualify for as little as 6.9% on all of your accounts. You just need at least $2500 in total credit card debt and have one account in good standing. Again press one now to be connected. Thank you."

Tuesday, July 25, 2006

Jul 25: Recording of Nathan Will with HLC Mortgage Servicing

This recording has called Dec 14, Apr 3, May 3, 23, Jun 6, and Jul 25.

"Hi. This is Nathan Will with HLC Mortgage SERvicing. Uh sorry I missed you, but I was calling to let you KNOW that based on your recent mortgage PAYment history, uh, you've been preaPPROVed for an express QUICK cash loan. Uh WITH this refinance loan, we can close in as little as three days for you and offer a PAYment rate as low as one and a half percent. FIXED for 5 years, and there are ZERO closing costs. Uh we'll be in until eight pm tonight, so just give us a call as soon as you get IN at 800-224-1665, and I can let you know just how much cash we can GET for you and what we can reduce your interest rate to. Thanks. Bye bye."

Wednesday, July 19, 2006

Jul 19: Recording of Michelle with "the financial department"

This recording has called Nov 4, Mar 30, Apr 27, May 16, Jun 21, and Jul 19. An almost identical recording of "Michelle" with "the mortgage department" called on on Oct 6, 19, Nov 7, 8, 11, twice on Nov 14, and Dec 8 and 20. An almost identical recording of "Jane" with "the financial department" has called Jan 11, 25, Feb 21, Mar 7 and Mar 24. A very similar recording of "Brittany" called on Dec 19. A very similar recording of "Jennifer" with "the financial department" called Dec 5.

There were also calls from "William Harrison" from "the financial department" on Sept 2, 6, 20, 21, 22, 29, Oct 12, 13, 25, 28, Nov 1, 10, and 14.

"Hi. This is Michelle with the financial department. And based on your current payment history, we have preapproved you for a new interest rate, as low at 1%. APR 5.68. Your confirmation number is 000000. To take advantage of the lowest rates in the state of California, with absolutely no points and no fees, press number the number one key now. Or press three to be removed from the marketing list."

Jul 19: Recording of Joan Kiroy from the "promotion notification center"

This recording has called Jul 19.

"Hi this is Joan Kiroy from the promotion notification center. And congratulations. You have been preselected to receive a complimentary, promotional trip to Honolulu Hawaii. Your Hawaiian vacation includes round-trip air fare. As well as hotel accomodations. So please press the number one key now to be connected with a sales representative. Or press three to be removed from the marketing list."

Monday, July 17, 2006

Jul 17: Recording of Tim with "mortgage services"

This recording has called Mar 13, Apr 17, 24, 28, May 3, 8, 18, 26, Jun 6, 12, 22 and Jul 17. An almost identical recording of Michelle with mortgage services called Mar 16.

"Hi there, this is Tim with mortgage services? I'm calling regarding your current mortgage? And I want to let you know that I have a lender who wants to approve you at 1.5% on a thirty year loan now whether you are looking refinance OR take cash out this loan would OBviously save you hundreds of dollars on your monthly house payment. So please press one NOW to speak to a loan specialist. Once again, please press one NOW to speak to a loan specialist. And start saving money NOW. If you would like to be removed from our marketing database, press three. Thanks and have a great day."

Friday, July 14, 2006

Jul 14: Andy from Earthlink

There were calls from Earthlink telemarketers on Sep 30 and Jul 14.

He hung up on me after I answered "Maybe" to all his questions.

Thursday, July 13, 2006

Jul 13: Recording of "Hello hello imagine saving thousands of dollars"

This recording has called Jun 21, Jul 3, and Jul 13.

"Hello. Hello. Imagine saving THOUSANDS of dollars a YEAR on your home mortgage. Now you CAN. The bank has selected YOU from a list of past and current customers to be offered a $300,000 loan for ONLY $750 per MONTH. Eligibility is limited. To speak with a loan specialist about your home loan, press nine now. To not be notified of future savings, press eight now."

Wednesday, July 12, 2006

Jul 12: Recording of District of Dino with Mortgage Solutions

This recording has called Jul 12. A recording of Mike from the finance department at Mortgage Solutions called on Jan 18.

"Hi this is District of Dino with Mortgage Solutions? I'm calling regarding your current mortgage? Based on your current payment history and rising property values? I'm able to secure a lower interest rate for you. As low as one percent. Please touch one to be connected. Again touch one to be connected, or press two to be removed from the list."

His name probably wasn't District of Dino. I couldn't make it out clearly enough as anything else, though.

Tuesday, July 11, 2006

Jul 11: Recording of Rachel at "cardholder services"

The fraudulent recording of Rachel at "cardholder services" called Sep 15, Oct 4, Nov 16, Dec 19, Jan 3, Feb 1, Feb 7, twice on Mar 2, Apr 7, Apr 10, May 1, May 23, May 25, Jun 29, Jul 11 and at work on Dec 2, Dec 30, Mar 7, and Jun 20. The fraudulent sounding recording of Michael called Nov 18.

"Hello. This is Rachel at "cardholder services"? Calling in reference to your current credit card account? There are NO problems CURrently with your account. It is URgent that you contact us concerning your eligibility for lowering your interest rate. To as little as 6.9%. Your eligibility exPIRES shortly, so please consider THIS your final notice. Please press the number ONE on your phone NOW to speak with a live operator and lower your interest rate. Or press the number three to discontinue further notices. Thank you. Have a great day."

That's the 21st fraudulently "final" notice that's called my phone numbers.

Jul 11: Recording of card services

This recording has called May 18 and at work on Jul 11.

"This message is from card services. If you received our letter concerning your account, please disregard this message and press three so you will not be contacted again concerning this matter. Otherwise, press one now to be connected to a representative to discuss your annual account review and to see if you qualify for a reduction in your interest rate. You could qualify for as little as 6.9% on all of your accounts. You just need at least $2500 in total credit card debt and have one account in good standing. Again press one now to be connected. Thank you."

Since it called me at work, I was pissed off enough to press one.

After a few dozen rings, I got connected to a woman. I asked her what my account status was. She said she didn't have it, so I asked her why they called me. She said because I was eligible for something, so I asked her for my account status again. She said she didn't have it, so I told her to go get it. It sounded like she slammed the phone down.

Monday, July 10, 2006

Jul 10: Recording of Chris of Countrywide

This recording has called Jul 10.

"Yes hello. This is Chris. Excuse me. Formerly of Washington Mutual. Uh, I sent you in a card in the mail recently letting you know that I've moved over to Countrywide and just wanted to see if you're ready for a fixed rate home loan. If you're TIRED of seeing your rate going up EVERY month, call me as soon as possible at 1-800-661-6065. I can lock in a rate with LITTLE or NO documentation, and you DON'T need perfect credit. I'm offering a FREE appraisal in the month of July, so give me a call at 1-800-661-6065. Thanks and have a great day."

Spamming answering machines with a message saying that you've sent junk mail? Fuck off and have a great day.

Thursday, July 06, 2006

Jul 6: Recording of anonymous woman saying goodbye

This recording has called Jan 29, Feb 1, Mar 17, Apr 11, 22, Jun 6, 30 and Jul 6.

"Goodbye."

Monday, July 03, 2006

Jul 3: Recording of "You've been selected from a list of past and current customers"

This recording has called Jun 21 and Jul 3.

"You've been selected from a list of PAST and current customers to be offered a $300,000 home loan for only $750 per month. Eligibility is limited. To speak with a loan specialist about your home loan, press nine now. To not be notified of future savings, press eight now. Hello. You've been selected from a list of PAST and current customers to be offered a $300,000 home loan for only $750 per month. Eligibility is limited. To speak with a loan specialist about your home loan, press nine now. To not be notified of future savings, press eight now."

"Past and current customers" of what? This sounds like more fraud.