Dec 24: Recording of "are you behind on your mortgage payments" scam with AMG

Woman's voice: "Are you behind on your mortgage payments? Does your adjustable rate mortgage continue to go up? Is there a temporary hardship keeping you from making your payments? Do you owe more than your home is worth and tried to refinance, but can't?"

Man's voice: "With AMG, you do have an option. We have three loss mitigation programs, including loan modification. We will explain the loss mitigation process and customize the solution to meet your unique situation. We will also negotiate on your behalf with the lender. Press one now to speak to a helpful loan modification expert. Again, press one now for help. Press three to be placed on our do not call list."