Thursday, August 31, 2006

Aug 31: Recording of Michelle with "the financial department"

This recording has called Nov 4, Mar 30, Apr 27, May 16, Jun 21, Jul 19, 28, Aug 17 and Aug 31. An almost identical recording of "Michelle" with "the mortgage department" called on on Oct 6, 19, Nov 7, 8, 11, twice on Nov 14, and Dec 8 and 20. An almost identical recording of "Jane" with "the financial department" has called Jan 11, 25, Feb 21, Mar 7 and Mar 24. A very similar recording of "Brittany" called on Dec 19. A very similar recording of "Jennifer" with "the financial department" called Dec 5.

There were also calls from "William Harrison" from "the financial department" on Sept 2, 6, 20, 21, 22, 29, Oct 12, 13, 25, 28, Nov 1, 10, and 14.

"Hi. This is Michelle with the financial department. And based on your current payment history, we have preapproved you for a new interest rate, as low at 1%. APR 5.68. Your confirmation number is 000000. To take advantage of the lowest rates in the state of California, with absolutely no points and no fees, press number the number one key now. Or press three to be removed from the marketing list."

Aug 31: Recording of Mandy with Capital Funding

This recording has called Aug 29 and Aug 31. The recording of Mia V with Capital Funding called Aug 22 and Aug 28 with an identical message.

"Hi. This is Mandy with Capital Funding. And I'm calling regarding your current mortgage. I have a lender. Who wants to approve you. At a one point five percent rate. On a thirty year loan. Whether you're looking to refinance, or take cash out, this loan would save you hundreds of dollars on your monthly house payment. So please call today to lock in this low rate. And start saving money NOW. By pressing the number one key. On your phone. Or press three to be removed from the marketing list."

Aug 30: Recording of Eric um with health benefit services

This recording has called on Aug 30 and at work on Aug 28.

"Hi. This is Eric um with health benefit services? Listen, I'm calling to inform you that we have a new complete health care program? That starts as low as eighty-eight dollars. Uh, this program includes doctor visits, RX, dental, hospitalization, and MORE. Uh, but this is a limited time offer, so please call me today at 1-800-878-0449. That's 800-878-0449. Have a great day. Thanks."

Tuesday, August 29, 2006

Aug 29: Recording of Mandy with Capital Funding

This recording has called Aug 29. The recording of Mia V with Capital Funding called Aug 22 and Aug 28 with an identical message.

"Hi. This is Mandy with Capital Funding. And I'm calling regarding your current mortgage. I have a lender. Who wants to approve you. At a one point five percent rate. On a thirty year loan. Whether you're looking to refinance, or take cash out, this loan would save you hundreds of dollars on your monthly house payment. So please call today to lock in this low rate. And start saving money NOW. By pressing the number one key. On your phone. Or press three to be removed from the marketing list."

I think the voice is the same as Mia V from Capital Funding, and the same as Michelle and a bunch of others from "the financial department".

Monday, August 28, 2006

Aug 28: Recording of Mia V with Capital Funding

This recording has called Aug 22 and Aug 28.

"Hi. This is Mia V with Capital Funding. And I'm calling regarding your current mortgage. I have a lender. Who wants to approve you. At a one point five percent rate. On a thirty year loan. Whether you're looking to refinance, or take cash out, this loan would save you hundreds of dollars on your monthly house payment. So please call today to lock in this low rate. And start saving money NOW. By pressing the number one key on your phone. Or press three to be removed from the marketing list."

The abrupt pauses between phrases in this recording makes it seem like it was stitched together from various recordings, or, at least, designed to be chopped up and stitched together with different interest rates, or different numbers to press to be removed from "the marketing list".

Aug 28: Recording of Joan Kiroy from the "promotion notification center"

This recording has called Jul 19, Aug 14 and Aug 28.

"Hi this is Joan Kiroy from the promotion notification center. And congratulations. You have been preselected to receive a complimentary, promotional trip to Honolulu Hawaii. Your Hawaiian vacation includes round-trip air fare. As well as hotel accomodations. So please press the number one key now to be connected with a sales representative. Or press three to be removed from the marketing list."

Previous calls from this recording gave 1-800-488-6703 to call.

Aug 28: Recording of Ann Taylor with Free Home Values of America

This recording has called Aug 28.

"Would you like to know the present market value of YOUR home with no cost or obligation to you? Hi. This is Ann Taylor with Free Home Values of America. And in association with your local real estate agent, for a limited time only, we're offering this FREE information to homeowners in YOUR neighborhood. If YOU would like to know how much your home is worth in the current market completely free of charge, with no cost or obligation to you, press zero on your phone NOW to speak to one of our representatives. Or call us toll free at 1-888-777-4494. To be removed from our list, press nine."

Aug 28: Recording of Eric um with health benefit services

This recording has called at work on Aug 28.

"Hi. This is Eric um with health benefit services? Listen, I'm calling to inform you that we have a new complete health care program? That starts as low as eighty-eight dollars. Uh, this program includes doctor visits, RX, dental, hospitalization, and MORE. Uh, but this is a limited time offer, so please call me today at 1-800-878-0449. That's 800-878-0449. Have a great day. Thanks."

Friday, August 25, 2006

Aug 25: Recording of Andrew with Remington Mortgage

This recording has called Aug 25.

"Hello. My name is Andrew and I'm calling very quickly with Remington Mortgage. The reason for my call today is we're putting together absolutely free, no obligation proposals for homeowners in your area for refinance. We're very competitive. Takes about five to ten minutes. And we'll be able to give you an accurate assessment of how low your payments can be. Please press nine right now to speak with a live experienced loan executive. Again, press the nine key to speak with an experienced loan executive. If you're not interested, simply hang up. Or press the eight key to be removed from our list."

Tuesday, August 22, 2006

"Researchers" asking what county I'm in

I've been called twice now by "researchers" asking what county I'm in. When I asked what county they think I'm in, they wouldn't tell me, and eventually hung up on me. I wonder what that's all about. The one that called today gave an organizational name that I forgot. He also sounded vaguely Stephen Hawking-like, which caused me to ask if I was talking to a computer. I guess he wasn't a computer, but he still wouldn't tell me what county he thought I was in.

There have also been many dozens of hang up calls and calls of "Hello...? Hello...?" on the answering machine since I quit logging them here.

I also neglected to record the last few calls from the San Jose Mercury News. One of them sounded very Canadian, e.g. "try it oat". No surprise, as some of the ones I've talked to said they're located in Vancouver. There was another call only one or two days later, though he didn't sound particularly Canadian.

Aug 22: Recording of Mia Mi with Capital Funding

This recording has called Aug 22.

"Hi. This is Mia Mi with Capital Funding. And I'm calling regarding your current mortgage. I have a lender. Who wants to approve you. At a one point five percent rate on a thirty year loan. Whether you're looking to refinance, or take cash out, this loan will save you hundreds of dollars on your monthly house payment. So please call today to lock in this low rate and start saving money NOW. By pressing the number one key on your phone. Or press three to be removed from the marketing list."

The voice and the wording sound suspiciously similar to many other recordings that have called.

Monday, August 21, 2006

Aug 21: Recording of Carolyn from "your mortgage division"

This recording has called Aug 21. A similar sounding recording called Aug 16.

"Hi. This is Carolyn calling from your mortgage division. And it is very important that I reach you today in order to fidict your request for the one percent interest ree on the thirty year loan. Please press one now to speak with your mortgage representative. Or press three not to be removed."

This sounds like a total fraud. What is "fidict"? I though it was "finish" at first, but it wasn't. And "interest ree"? I thought it was "interest rate" at first, but it wasn't. There was the standard fraudulent "your" mortgage division, and the bogus "your request".

And, it was clearly "press three not to be removed", whatever that is supposed to mean.

Aug 21: Recording of "did you know that you can find out what your home is worth instantly"

This recording has called Aug 21.

"Hello. Did you know that you can find out what your home is worth instantly? Just push one on your telephone keypad now. Give us only your address and we will tell your estimated home value over the phone instantly. Press one to find out your estimated home value NOW. Or press three to be removed and not notified of this service again."

Aug 21: Recording of Rachel at "cardholder services"

The fraudulent recording of Rachel at "cardholder services" called Sep 15, Oct 4, Nov 16, Dec 19, Jan 3, Feb 1, Feb 7, twice on Mar 2, Apr 7, Apr 10, May 1, May 23, May 25, Jun 29, Jul 11, Aug 18, Aug 21 and at work on Dec 2, Dec 30, Mar 7, and Jun 20. The fraudulent recording of Heather at "account services" called May 1 and Jul 28. The fraudulent sounding recording of Michael called Nov 18.

"Hello. This is Rachel at "cardholder services"? Calling in reference to your current credit card account? There are NO problems CURrently with your account. It is URgent that you contact us concerning your eligibility for lowering your interest rate. To as little as 6.9%. Your eligibility exPIRES shortly, so please consider THIS your final notice. Please press the number ONE on your phone NOW to speak with a live operator and lower your interest rate. Or press the number three to discontinue further notices. Thank you. Have a great day."

That's the 25th fraudulently "final" notice that's called my phone numbers. Even though the eligibility expires shortly, this recording has been calling for almost a year. And what's with the constantly switching between press three and press two to be removed from the call list?

Saturday, August 19, 2006

Aug 19: Recording of Jen with First Force

This recording has called Aug 19.

"Hi. This is Jen with First Force. My toll free number is 866-290-6755. Do you have an adjustable rate mortgage or JUST feel like your current mortgage payment is too HIGH? We now have thirty AND forty year mortgages with one percent FIXED payment rates reGARDless of your credit history OR income level. On average, we can reduce your payments from five hundred to a thousand dollars a month. To speak to a live representative, press one now. Press two to leave a message, and someone will return your call. Or you can reach me on my toll free number at 866-290-6755. Thanks for your time and I'll speak to you soon."

Friday, August 18, 2006

Aug 18: Recording of Rachel at "cardholder services"

The fraudulent recording of Rachel at "cardholder services" called Sep 15, Oct 4, Nov 16, Dec 19, Jan 3, Feb 1, Feb 7, twice on Mar 2, Apr 7, Apr 10, May 1, May 23, May 25, Jun 29, Jul 11, Aug 18 and at work on Dec 2, Dec 30, Mar 7, and Jun 20. The fraudulent recording of Heather at "account services" called May 1 and Jul 28. The fraudulent sounding recording of Michael called Nov 18.

"Hello. This is Rachel at "cardholder services"? Calling in reference to your current credit card account? There are NO problems CURrently with your account. It is URgent that you contact us concerning your eligibility for lowering your interest rate. To as little as 6.9%. Your eligibility exPIRES shortly, so please consider THIS your final notice. Please press the number ONE on your phone NOW to speak with a live operator and lower your interest rate. Or to be removed from further notices, press two. Thank you. Have a great day."

That's the 24th fraudulently "final" notice that's called my phone numbers. Even though the eligibility expires shortly, this recording has been calling for almost a year.

Thursday, August 17, 2006

Aug 17: Recording of Michelle with "the financial department"

This recording has called Nov 4, Mar 30, Apr 27, May 16, Jun 21, Jul 19, 28 and Aug 17. An almost identical recording of "Michelle" with "the mortgage department" called on on Oct 6, 19, Nov 7, 8, 11, twice on Nov 14, and Dec 8 and 20. An almost identical recording of "Jane" with "the financial department" has called Jan 11, 25, Feb 21, Mar 7 and Mar 24. A very similar recording of "Brittany" called on Dec 19. A very similar recording of "Jennifer" with "the financial department" called Dec 5.

There were also calls from "William Harrison" from "the financial department" on Sept 2, 6, 20, 21, 22, 29, Oct 12, 13, 25, 28, Nov 1, 10, and 14.

"Hi. This is Michelle with the financial department. And based on your current payment history, we have preapproved you for a new interest rate, as low at 1%. APR 5.68. Your confirmation number is 000000. To take advantage of the lowest rates in the state of California, with absolutely no points and no fees, press number the number one key now. Or press three to be removed from the marketing list."

Wednesday, August 16, 2006

Aug 16: Recording of Rushlow for Reliable Finance

This recording has called Aug 16.

"This is Rushlow for Reliable Finance. You've spoken one of my employees about six months ago in regards to doing a refinance with us. For some reason or another at the time we could not help you. I believe that we can help you now, so please press NINE to be connected to one of my loan officers. Please press nine now to be connected to one of my loan officers. Please press nine NOW."

Please fuck off now and don't call back again. Please fuck off now and don't call back again. Please fuck off NOW.

His name probably isn't Rushlow, but I couldn't make it out clearly enough as anything else.

Aug 16: Recording of "this is a courtesy call from your financial department"

This recording has called Aug 16.

"Hi. This is a courtesy call from your financial department, and after reviewing your recent payment history, we DO have a lender that can approve you for the one percent interest rate on your thirty year loan. Please press one now to speak with your financial department. Or press three to be removed."

What's this "your financial department" bullshit?

Aug 16: Recording of Lisa with Dish

This recording has called Aug 3, 7, 14 and Aug 16. Various satellite tv recordings have called Sep 15, 17, 28, Oct 11, 19, 21, 26, 29, Dec 1, 21, May 6, 26, and Jun 16.

"This is Lisa with Dish. The satellite TV company. I'll get right to the point. Free installation. Free receivers and remotes for up to four rooms. AND a free DVR. And if you DON'T know what a DVR is, PRESS one and our reps will tell you about it. It's awesome technology and will change the way you watch TV. We'll also include THREE free months of movie channel. So with no obligation, press one to be connected to a customer service representative. Because I'm CONFIDENT we can save you money and improve the way you watch TV. Give us a chance. Press one now."

Tuesday, August 15, 2006

Aug 15: Recording of Chris of Countrywide

This recording has called Aug 15. Another similar recording called Jul 10.

"Sorry I missed you again. I tried calling you several weeks back. Uh. Talk to you about your Washington Mutual adjustable home loan. If you're ready to lock in a rate for the next... five to thirty years with little or no documentation and the ability to get cash out. Ahem. Excuse me. And the ability to get cash out, give me a call at 1-800-661-6065. At Countrywide, you don't need perfect credit, so give me a call at 1-800-661-6065. Thanks and have a great day."

Aug 15: Recording of "Please don't hang up"

This recording has called May 23, Jun 9, and Aug 15.

"Please don't hang up. If you are one of the millions of Americans with over $5000 in unsecured credit card debt, and are paying high interest rates and FEES, then YOU need to know that there IS help available. Our non-profit hotline will assist you by conSOLidating your debt into one low monthly payment. Through this process, we CAN reduce your creditor's interest rate to as low as 2.5%, and cut monthly payments by over 50% without negatively affecting your credit rating. That's HALF of what you're paying NOW. The call is completely free confidential, and can be conducted from your home right now in less than twenty minutes. All you need to get started is a steady income and the initiative to imPROVE your financial situation. So if you would like to reduce your debt, improve your credit, STOP the collection calls, and start saving YOUR money, RATHER than paying it to the credit card companies, press ONE NOW. If you wish to be removed from this and all future programs, then press two."

Monday, August 14, 2006

Aug 14: Recording of Tim with "mortgage services"

This recording has called Mar 13, Apr 17, 24, 28, May 3, 8, 18, 26, Jun 6, 12, 22, Jul 17, Aug 1, 9 and Aug 14. An almost identical recording of Michelle with mortgage services called Mar 16.

"Hi there, this is Tim with mortgage services? I'm calling regarding your current mortgage? And I want to let you know that I have a lender who wants to approve you at 1.5% on a thirty year loan now whether you are looking refinance OR take cash out this loan would OBviously save you hundreds of dollars on your monthly house payment. So please press one NOW to speak to a loan specialist. Once again, please press one NOW to speak to a loan specialist. And start saving money NOW. If you would like to be removed from our marketing database, press three. Thanks and have a great day."

This fucker has called 15 times. When will it fucking stop?

Aug 14: Recording of Lisa with Dish

This recording has called Aug 3, 7 and Aug 14. Various satellite tv recordings have called Sep 15, 17, 28, Oct 11, 19, 21, 26, 29, Dec 1, 21, May 6, 26, and Jun 16.

"This is Lisa with Dish. The satellite TV company. I'll get right to the point. Free installation. Free receivers and remotes for up to four rooms. AND a free DVR. And if you DON'T know what a DVR is, PRESS one and our reps will tell you about it. It's awesome technology and will change the way you watch TV. We'll also include THREE free months of movie channel. So with no obligation, press one to be connected to a customer service representative. Because I'm CONFIDENT we can save you money and improve the way you watch TV. Give us a chance. Press one now."

Aug 14: Recording of "You've been selected from a list of past and current customers"

This recording has called Jun 21, Jul 3, and Aug 14.

"You've been selected from a list of PAST and current customers to be offered a $300,000 home loan. For only $750 per month. Eligibility is limited. To speak with a loan specialist about your home loan, press nine now. To not be notified of future savings, press eight now. Hello. You've been selected from a list of PAST and current customers to be offered a $300,000 home loan. For only $750 per month. Eligibility is limited. To speak with a loan specialist about your home loan, press nine now. To not be notified of future savings, press eight now."

The way this recording repeats, it's clear that they are doing a shoddy job of pasting recordings together just like the other one today.

Aug 14: Recording of Joan Kiroy from the "promotion notification center"

This recording has called Jul 19 and Aug 14.

"Hi this is Joan Kiroy from the promotion notification center. And congratulations. You have been preselected to receive a complimentary, promotional trip to Honolulu Hawaii. omplimentary, promotional trip to Honolulu Hawaii[sic]. Your Hawaiian vacation includes round-trip air fare. As well as hotel accomodations. Please call us back immediately to claim your vacation. At 1-800-488-6703."

The way it cut into "omplimentary" made it clear that they were pasting together multiple recordings to vary their message.

Wednesday, August 09, 2006

Aug 9: Recording of "this is an important courtesy call to homeowners"

This recording has called Aug 2 and Aug 9.

"Hello. This is an important courtesy call to homeowners and real estate investors who are paying on a mortgage. If you're paying on a mortgage and have been considering refinancing to lower your monthly payment or to take cash out of your equity, we may have the program you've been looking for. If you have a few minutes for discussion, we would like to connect you to one of our experts for a free no obligation consultation. If you wish to have your phone number removed from future courtesy calls and placed on our do not call list, press two on your telephone now. To speak to a mortgage expert right now absolutely free for a free consultation, press one now. Again, that's press one to be connected and two to be removed. Thank you."

Aug 9: Recording of Tim with "mortgage services"

This recording has called Mar 13, Apr 17, 24, 28, May 3, 8, 18, 26, Jun 6, 12, 22, Jul 17, Aug 1 and Aug 9. An almost identical recording of Michelle with mortgage services called Mar 16.

"Hi there, this is Tim with mortgage services? I'm calling regarding your current mortgage? And I want to let you know that I have a lender who wants to approve you at 1.5% on a thirty year loan now whether you are looking refinance OR take cash out this loan would OBviously save you hundreds of dollars on your monthly house payment. So please press one NOW to speak to a loan specialist. Once again, please press one NOW to speak to a loan specialist. And start saving money NOW. If you would like to be removed from our marketing database, press three. Thanks and have a great day."

Tuesday, August 08, 2006

Aug 8: Recording of Goldrush Getaways

This recording called Aug 8.

"Hi. This is Gold Rush Diddly[?]. We're a full service host travel agency. This is a solicitation call. All operators are currently busy. We can be reached at 909-758-5290. To save up to 50% on all your future travel needs, call us."

Who the hell would make a long distance call to Southern California based on a telemarketer recording?

I couldn't make out what she was really saying where I transcribed "Diddly". [A web search pointed to Goldrush Getaways Marketing. It really sounded more like "diddly" than "getaways".]

Aug 8: Recording of David over at "health services"

This recording has called Jun 1 and Aug 8.

"Hi this is David over at health services? I'm calling to let you know that as a local resident, I have preselected you to trial our new nationwide premium HEALTH care PROgram. There are NO prequalifications, and we have guaranteed issue hospital and accident insurance plan starting at just 149 a MONTH. Registration will end on FRIday, so it is urgent that you contact us today. Please press one now to be connected with a health care specialist. Otherwise, please press three to discontinue future notices. Thank you."

Oh, and the phone number from the previous recording was 800-575-3419. Registration ended also on Friday then, so it could end on any Friday, and start back up the next Saturday, so the bullshit about registration ending on Friday is just marketing bullshit.

Monday, August 07, 2006

Aug 7: Recording of Mary Roberts with "satellite tv"

This recording has called Aug 3 and Aug 7. Various satellite tv recordings have called Sep 15, 17, 28, Oct 11, 19, 21, 26, 29, Dec 1, 21, May 6, 26, and Jun 16.

"Hi. This is Mary Roberts with satellite TV. I'll get right to the point. FREE installation. FREE activation. THREE months of free movie channels, FREE receivers and remotes for up to four rooms, and a FREE DVR. And if you don't know what a DVR is, press one on your phone and our rep will tell you all about it. It's AWEsome technology, and it will change the way you watch TV. Basically, if you still have a cable provider, we WANT your business, and we're going to GREAT lengths to get it by giving you all the equipment FREE. That's right, over two thousand dollars worth of equipment FREE. And we'll SAVE you money on a monthly basis. We'll even give you an additional HUNdred dollars back if you sign up today. So with NO obligation, give us a chance. Press one NOW."

Friday, August 04, 2006

Aug 4: Recording of Carleen with "the underwriting department"

This message has called Apr 20, Jun 27, and Aug 4.

"Hi. This is Carleen in the underwriting department. I'm calling in regards to your afosy[?] mortgage. Uh, based on your recent payment activity, our department has been authorized to try and lower your interest rate to reduce your monthly payment. Uh, but there are just a couple items I'm going to need to confirm with you. So if you could please call me back directly at 1-800-903-1484. One more time, that's 1-800-903-1484. This'll be the only notice that you'll receive. Uh, but this offer is only valid for the next three business days. Thank you so much and we look forward to serving you."

I can't tell what she actually said where I transcribed it as "afosy".

Thursday, August 03, 2006

Aug 3: Recording of Mary Roberts with "satellite tv"

This recording has called Aug 3. Various satellite tv recordings have called Sep 15, 17, 28, Oct 11, 19, 21, 26, 29, Dec 1, 21, May 6, 26, and Jun 16.

"Hi. This is Mary Roberts with satellite TV. I'll get right to the point. FREE installation. FREE activation. THREE months of free movie channels, FREE receivers and remotes for up to four rooms, and a FREE DVR. And if you don't know what a DVR is, press one on your phone and our rep will tell you all about it. It's AWEsome technology, and it will change the way you watch TV. Basically, if you still have a cable provider, we WANT your business, and we're going to GREAT lengths to get it by giving you all the equipment FREE. That's right, over two thousand dollars worth of equipment FREE. And we'll SAVE you money on a monthly basis. We'll even give you an additional hHUNdred dollars back if you sign up today. So with NO obligation, give us a chance. Press one NOW."

Aug 2: Recording of "this is an important courtesy call to homeowners"

This recording has called Aug 2.

"Hello. This is an important courtesy call to homeowners and real estate investors who are paying on a mortgage. If you're paying on a mortgage and have been considering refinancing to lower your monthly payment or to take cash out of your equity, we may have the program you've been looking for. If you have a few minutes for discussion, we would like to connect you to one of our experts for a free no obligation consultation. If you wish to have your phone number removed from future courtesy calls and placed on our do not call list, press two on your telephone now. To speak to a mortgage expert right now absolutely free for a free consultation, press one now. Again, that's press one to be connected and two to be removed. Thank you."

Tuesday, August 01, 2006

Aug 1: Recording of Tim with "mortgage services"

This recording has called Mar 13, Apr 17, 24, 28, May 3, 8, 18, 26, Jun 6, 12, 22, Jul 17, and Aug 1. An almost identical recording of Michelle with mortgage services called Mar 16.

"Hi there, this is Tim with mortgage services? I'm calling regarding your current mortgage? And I want to let you know that I have a lender who wants to approve you at 1.5% on a thirty year loan now whether you are looking refinance OR take cash out this loan would OBviously save you hundreds of dollars on your monthly house payment. So please press one NOW to speak to a loan specialist. Once again, please press one NOW to speak to a loan specialist. And start saving money NOW. If you would like to be removed from our marketing database, press three. Thanks and have a great day."