Nov 30: Recording of Caribbean cruise scam

"Congratulations. You just won a free, all-inclusive cruise to the Caribbean. To name your prize, press nine now. Or press eight to be removed from the list. Again, press nine now to receive your cruise."

Nov 30: Recording "Kelly" at "credit card services" scam for "debt pros"

"Hi. This is Kelly at credit card services. I'm calling with an important announcement about your credit card account. This is our third attempt at reaching you. Our records indicate that you have been overpaying interest. Right now, we have you qualified to reduce your interest payment. To as low as two point nine percent. And cut your monthly payments in half. If you want to cut your monthly payment, lower your interest rate, and consolidate to one monthly payment, press one now. Again, this is your final chance to participate. So press one now. Or press three to be removed."

This recording is full of lies. It has called me more than three times. The name "credit card services" is a lie. The statement about their records of overpaying interest is a lie.

Nov 29: Recording of anonymous woman saying goodbye

"Goodbye."

What the fuck?

Nov 29: Recording of "claim your vacation" scam

"...partment. We are trying to reach you. The entry form that you or one of your family members filled out has been chosen. You have won. Congratulations. Press one to claim your vacation now. You will be spending six days on a beautiful beach in Cancun, and it's all inclusive. So press one now, and enjoy white sand and blue ocean of Cancun."

Nov 28: Recording of travel scam from "Janet" with "First Class Travel"

"Hi. This is Janet with First Class Travel. And congratulations. You have been selected to receive two, complimentary, round-trip airline tickets. To any major airport in the continental U.S. To claim your tickets, please press the number one key now. Again, to claim your tickets, please press the number one key now. Or press three to be removed."

Nov 27: Recording of fraud from "Heather" at "account services"

"Hello. This is Heather at account services. And we're calling in reference to your current credit card account. There's no problems currently with your account. It is urgent however that you contact us concerning your eligibility for lowering your interest rate. To as little as six point nine percent. Your eligibility expires shortly. So please consider this your final notice. Please press one now on your phone to speak with a live operator and lower your interest rate. Or press two to discontinue further notices. Thank you and have a great day."

Nov 27: Recording of extended vehicle warranty scam

"Hello, this is a courtesy care notice to inform you that the vehicle that you are driving will soon meet the deadline to extend the warranty coverage that protects you against costly repair bills. Our warranty specialists are standing by and will take just a few minutes to quote you coverage and give you the peace of mind you deserve. Time is running out, so press one now to be transferred to the next warranty specialist. Remember to ask about our employee pricing discounts and interest-free financing. If you have already extended coverage since this notice, or would like to have your name removed from this offer, press nine now."

Nov 26: Recording of "courtesy call" scam from "your financial department"

"Hi. This is a courtesy call from your financial department. And after reviewing your recent payment history, we do have a lender that can approve you for the one percent interest rate on the thirty year loan. Please press one now to speak with your financial department. Or press three now to be removed."

Nov 26: Recording of extended vehicle warranty fraud

"Please listen carefully. This is an important notice regarding your automobile. We recently mailed you a postcard to activate your extended warranty coverage. This courtesy call is your final notice that your vehicle will be removed from our system. This means the opportunity to activate your extended warranty at deeply discounted rates will be lost. To speak with an agent regarding your options before the deadline, please press one now. If you wish to permanently remove your vehicle from eligibility for future coverage, press three now."

This recording has called twice before, so the "final notice" bullshit is a lie. Obviously, my phone number, if not vehicle, has not been removed from their system.

Nov 20: Mixed up scam recordings of "This is your captain speaking" fraud and vehicle warranty fraud

Stupid foghorn and bird sound effects. "Hello. This is your captain speaking. You will receive two free boarding passes for an all-inclusive cruise to Nassau, Bah..." Man's voice gets cut off.

Woman's voice cuts in. "..arranty. Press one if you have a factory or extended warranty. Press two if you do not have a warranty on your vehicle. Or press three if you do not have a vehicle."

Nov 19: Recording "Kelly" at "credit card services" scam for "debt pros"

"Hi. This is Kelly at credit card services. I'm calling with an important announcement about your credit card account. This is our third attempt at reaching you. Our records indicate that you have been overpaying interest. Right now, we have you qualified to reduce your interest payment. To as low as two point nine percent. And cut your monthly payments in half. If you want to cut your monthly payment, lower your interest rate, and consolidate to one monthly payment, press one now. Again, this is your final chance to participate. So press one now. Or press three to be removed."

I pressed one and the woman couldn't tell me what the records they have indicated that I have been overpaying interest. She refused to tell me the name of the company she was working for and hung up on me. (Based a previous call, that would be "Debt Pros".)

Nov 17: Recording of "Dave" with authorized "Dish Network" dealer

"Hi. This is Dave calling with an authorized Dish Network dealer in your area. I'll get right to the point. If you feel like you've been paying too much every month, and getting very little for your cable TV, I have a great deal for you. We will give you free satellite TV equipment and installation for up to four rooms with the lowest and best monthly price in the country. Sign up today, and we'll also give you a free two room DVR system, which will allow you to skip those annoying commercials and never miss your favorite TV show again. Lower prices, better channels, and better service for you and your family. Press one to hear more."

"Your area" is probably meaningless.

Nov 15: Recording of fraud from "Katie" from "the computer center"

"Hi. This is Katie from the computer center. Calling to let you know that you have been prequalified for a zero percent interest, no money down today, and no credit check name brand computer. You can even get a free LCD TV and printer with your order. Again, to get a brand name computer without any credit check, press one now. Again, press one now."

Nov 14: Recording of "Paula Teel" with Cancun Mexico scam

"This is Paula Teel. Just a reminder as a preferred customer, you have been selected to receive a four day three night vacation. At the number one all-inclusive resort in the world. Located in Cancun, Mexico. Your vacation includes all the gourmet meals you can eat. As well as all the premium brand alcohols you can drink. Choose from thirteen bars, fourteen restaurants, along with twenty-four hour room service. And your own private beach butler. On site of our four hundred and fifty acre playground. Including a private one-mile beach. Where you will find our world-famous spa. All for only two hundred and forty-nine dollars per person. Double occupancy. Price includes round trip airport limo transfers. As well as all passes and gratuity. Press one now on your keypad. Or press three to be removed."

A "preferred customer"? Of what?

Nov 14: Recording of "Rhonda" with "health services" scam

"Hi. This is Rhonda with health services. This is a message that major health insurers don't want you to hear. Did you know that for less than two dollars per day, your entire family could participate in a medical, dental, vision, and prescription benefits program? Regardless of age or medical history, you will be able to take advantage of this program. Only a limited amount of households have been selected. And this program does expire. Please press one to speak with your health care specialist. Or press two to be put on a do not call list."

Nov 14: Recording "Kelly" at "credit card services" scam for "debt pros"

"Hi. This is Kelly at credit card services. I'm calling with an important announcement about your credit card account. This is our third attempt at reaching you. Our records indicate that you have been overpaying interest. Right now, we have you qualified to reduce your interest payment. To as low as two point nine percent. And cut your monthly payments in half. If you want to cut your monthly payment, lower your interest rate, and consolidate to one monthly payment, press one now. Again, this is your final chance to participate. So press one now. Or press three to be removed."

I pressed one and the guy who responded said that he was an answering service for "Debt Pros". He said that he did not have any information about "Debt Pros". No address. No phone number. He said that they did not have any records about me overpaying interest or any this else about the lies in the message. He said he could transfer me to "Debt Pros" if I would give him some information, but I refused, because the lies in the recorded message makes it seem like "Debt Pros" is a scam, so he ended the call.

Nov 13: Recording "Kelly" at "credit card services" scam

"Hi. This is Kelly at credit card services. I'm calling with an important announcement about your credit card account. This is our third attempt at reaching you. Our records indicate that you have been overpaying interest. Right now, we have you qualified to reduce your interest payment. To as low as two point nine percent. And cut your monthly payments in half. If you want to cut your monthly payment, lower your interest rate, and consolidate to one monthly payment, press one now. Again, this is your final chance to participate. So press one now. Or press three to be removed."

I pressed one and got a busy signal.

Nov 8: Recording of fraud from "Heather" at "account services"

"Hello. This is Heather at account services. And we're calling in reference to your current credit card account. There's no problems currently with your account. It is urgent however that you contact us concerning your eligibility for lowering your interest rate. Your eligibility expires shortly. So please consider this your final notice. Please press one now on your phone to speak with a live operator and lower your interest rate. Or press two to discontinue further notices. Thank you and have a great day."

Nov 7: Recording of "credit card services" scam

"Attention. All Visa and Mastercard holders. This is an urgent message from credit card services. Your credit card interest rates and monthly payments may be scheduled to increase this month. Press nine now and speak with a live agent. As a valued customer, you have been selected to have your rates reduced to a low fixed rate as low as six point nine percent. Save thousands in interest and finance charges now. Press nine now and speak with a live agent. Press nine now."

Nov 5: Recording of "Kelly" at "credit card services" with scam full of lies

"Hi. This is Kelly at credit card services. I'm calling with an important announcement about your credit card account. This is our third attempt at reaching you. Our records indicate that you have been overpaying interest. Right now, we have you qualified to reduce your interest payment. To as low as two point nine percent. And cut your monthly payments in half. If you want to cut your monthly payment, lower your interest rate, and consolidate to one monthly payment, press one now. Again, this is your final chance to participate. So press one now. Or press three to be removed."

What a pack of lies. I bet their "records" consists of sucker lists of phone numbers.

Nov 3: Steven at "cardholder services" scam

"This is Steven at cardholder services. Calling in reference to your current credit card account. There are no problems currently with your account however it is urgent that you contact us concerning your eligibility for lowering your interest rate. To qualify, you must be at least two thousand five hundred dollars in debt. Our new program is designed to get you out of debt fast and hassle free. Your eligibility expires shortly, so please consider this your final notice. Please press one on your phone now to speak with a live operator and lower your interest rate. Or press the number three to discontinue further notices."

I'm not exactly sure of the wording. I pressed three. We'll see if it calls again.

Nov 2: Recording of travel fraud from "Jennifer" with "First Class Travel"

"Hi. This is Jennifer with First Class Travel. And congratulations. You have been selected to receive two, complimentary, round-trip airline tickets. To any major airport in the continental U.S. To claim your tickets, please press the number one key now. Again, press the number one key now. Or press three to be removed."