Nov 3: Steven at "cardholder services" scam

"This is Steven at cardholder services. Calling in reference to your current credit card account. There are no problems currently with your account however it is urgent that you contact us concerning your eligibility for lowering your interest rate. To qualify, you must be at least two thousand five hundred dollars in debt. Our new program is designed to get you out of debt fast and hassle free. Your eligibility expires shortly, so please consider this your final notice. Please press one on your phone now to speak with a live operator and lower your interest rate. Or press the number three to discontinue further notices."

I'm not exactly sure of the wording. I pressed three. We'll see if it calls again.