and they're nothing but scams
"Hi. This is Bill Bennett from the Las Vegas Vacation Authority. I have a free Las Vegas vacation for couples waiting for you. Press one now for details and I'll throw in two free show tickets with your complimentary vacation. Go ahead. Press one now for your free Vegas vacation."
"Hi. This is Jeff with the travel center. You've been selected to receive a complimentary seven night Mexican Riviera cruise for two adults. Or. Airfare and hotel to either Las Vegas, Cancun, or Puerto Vallarta. No purchase necessary. Your confirmation number is SPR480. Our toll-free number is 1-888-325-5355. Thanks."
Man's voice: "This call is regarding your mortgage payment and foreclosure. Our loss mitigation department is here to help by restructure(sic) your loan and lowering the payment up to fifty percent without having to refinance. You must act now. Please push one to speak with a specialist. Please push one now."
"Hi. This is Michael. Calling in regards to Dish, the satellite TV company. Over the next few weeks, we're in your area installing a number of systems. And have a promotion that will get families a new satellite TV system totally free. That's right. Free installation. Free equipment for up to four rooms. And a free DVR. And if you don't know what that is, press one and our reps will tell you about it. Basically, if you still have a cable provider for your television, we want your business, and we're going to great lengths to get it. Today, we'll even give you a hundred bucks back. So with no obligation, press one and be connected to a customer service representative. It doesn't hurt to at least talk to us and learn more. I'm confident that we can save you money and improve the way you watch TV. Give us a chance. Press one now. Press one and be connected to a customer service representative. Press one now."
Man's voice: "Please listen carefully. This is an important notice regarding your automobile. We recently mailed you a postcard to activate your extended warranty coverage. This courtesy call is your final notice that your vehicle will be removed from our system. This means the opportunity to activate your extended warranty coverage at deeply discounted rates will be lost. To speak with an agent regarding your options before the deadline, please press one now. If you wish to permanently remove your vehicle from eligibility for future coverage, press three now."
"Hello. This is Rachel at cardholder services? Calling in reference to your current credit card account? There are no problems currently with your account. It is urgent that you contact us concerning your eligibility for lowering your interest rate. To as little as six point nine percent. Your eligibility expires shortly, so please consider this your final notice. Please press the number one on your phone now to speak with a live operator and lower your interest rate. Or press the number thr-TWO to discontinue further notices. Thank you. Have a great day."
Woman's voice: "This is the second notice that a factory warranty on your vehicle has expired, and should be reactivated to protect you against the high cost of repairs. If you have not responded to this notification, it is not too late. Please do not make the mistake of driving without a warranty. You are still eligible to reactivate your warranty coverage. This is the final call before we close your file. Press two to be removed from the list. Press one to speak with a representative now about your warranty coverage."
"Hello. This is Heather at account services. And we're calling in reference to your current credit card account. There's no problems currently with your account. It is urgent however that you contact us concerning your eligibility for lowering your interest rate. To as little as six point nine percent. Your eligibility expires shortly. So please consider this your final notice. Please press one now on your phone to speak with a live operator and lower your interest rate. Or press two to discontinue further notices. Thank you and have a great day."
"Hi. This is Kelly at credit card services. I'm calling with an important announcement about your credit card account. This is our third attempt at reaching you. Our records indicate that you have been overpaying interest. Right now, we have you qualified to reduce your interest payment. To as low as two point nine percent. And cut your monthly payments in half. If you want to cut your monthly payment, lower your interest rate, and consolidate to one monthly payment, press one now. Again, this is your final chance to participate. So press one now. Or press three to be removed."
Woman's voice: "Hi, this is Kim. You may be unaware that on March sixth, two thousand eight, the U.S. government passed the economic stimulus act of two thousand eight. With this legislation, the U.S. department of housing and urban development is now offering government insured loans through FHA under new conforming loan limits as high as seven hundred twenty-nine thousand seven hundred fifty dollars. In certain areas. These loans are thirty years fixed mortgages without prepayment penalties and are easier to qualify for. This is a temporary increase, which ends on December thirty-first two thousand eight. The window of opportunity is now. Take advantage of our government's efforts today. Press one now to be connected to a select plus representative to learn more about how you can benefit from this legislation. Press nine to be added to our do-not-call list. Again, press one to see how you can take advantage of these government insured programs."
"Hi. This is Jeff with the travel center. You have been selected to receive a complimentary seven night Mexican Riviera cruise for two adults. Or. Two round-trip airline tickets to any destination in the continental U.S. or Hawaii. No purchase necessary. Your confirmation number is SPR480. Our toll-free number is 1-888-325-5355. Thanks."
Woman's voice: "Are you still stuck in one of those adjustable or high-interest loans? With the recent rate cut, now's your chance to refinance your home and get into a low-interest, fixed-rate loan. We specialize in helping people just like you. To be connected to a live agent, please press the number one key now. Again, press the one key now. Or press three to be removed."
"Hi. This is Kelly at credit card services. I'm calling with an important announcement about your credit card account. This is our third attempt at reaching you. Our records indicate that you have been overpaying interest. Right now, we have you qualified to reduce your interest payment. To as low as two point nine percent. And cut your monthly payments in half. If you want to cut your monthly payment, lower your interest rate, and consolidate to one monthly payment, press one now. Again, this is your final chance to participate. So press one now. Or press three to be removed."
"...polls is conducting a four minute survey of California political views. If you are registered voter, please press one on your phone now."
Man's voice: "Please listen carefully. This is an important notice regarding your automobile. We recently mailed you a postcard to activate your extended warranty coverage. This courtesy call is your final notice that your vehicle will be removed from our system. This means the opportunity to activate your extended warranty coverage at deeply discounted rates will be lost. To speak with an agent regarding your options before the deadline, please press one now. If you wish to permanently remove your vehicle from eligibility for future coverage, press three now."
"Hello. This is Heather at account services. And we're calling in reference to your current credit card account. There's no problems currently with your account. It is urgent however that you contact us concerning your eligibility for lowering your interest rate. To as little as six point nine percent. Your eligibility expires shortly. So please consider this your final notice. Please press one now on your phone to speak with a live operator and lower your interest rate. Or press two to discontinue further notices. Thank you and have a great day."
Man's voice: "This announcement concerns your eligibility for the government's economic stimulus homeowners refinance mortgage program. This program will help homeowners refinance their current mortgage, and will save hundreds of dollars each month by lowering their present interest rate. And help those homeowners that need to refinance get out of an adjustable and into a thirty year fixed."
Man's voice: "Please listen carefully. This is an important notice regarding your automobile. We recently mailed you a postcard to activate your extended warranty coverage. This courtesy call is your final notice that your vehicle will be removed from our system. This means the opportunity to activate your extended warranty coverage at deeply discounted rates will be lost. To speak with an agent regarding your options before the deadline, please press one now. If you wish to permanently remove your vehicle from eligibility for future coverage, press three now."
"Hi. This is Michael. Calling in regards to Dish, the satellite TV company. Over the next few weeks, we're in your area installing a number of systems. And have a promotion that will get families a new satellite TV system totally free. That's right. Free installation. Free equipment for up to four rooms. And a free DVR. And if you don't know what that is, press one and our reps will tell you about it. Basically, if you still have a cable provider for your television, we want your business, and we're going to great lengths to get it. Today, we'll even give you a hundred bucks back. So with no obligation, press one and be connected to a customer service representative. It doesn't hurt to at least talk to us and learn more. I'm confident that we can save you money and improve the way you watch TV. Give us a chance. Press one now. Press one and be connected to a customer service representative. Press one now."
Same woman's voice as in lots of other scam recordings: "Hi. This is Kelly with financial card services. And right now I want to give you an alternative to paying your high-interest credit card. If you have more than five thousand dollars in credit card debt, we can cut your monthly payment, reduce your interest rate, and stop any annoying creditor calls. If you happen to be behind. I represent a non-profit organization. So if you would like to lower your rate, press the number one key now. Or press three to be removed."
"Hi. This is Dave calling with an authorized Dish Network dealer in your area. I'll get right to the point. If you feel like you've been paying too much every month, and getting very little for your cable TV, I have a great deal for you. We will give you free satellite TV equipment and installation for up to four rooms with the lowest and best monthly price in the country. Sign up today and we'll also give you a free two room DVR system, which will allow you to skip those annoying commercials and never miss your favorite TV show again. Lower prices, better channels, and better service for you and your family. Press one to hear more."
Man's voice: "Congratulations. You've been prequalified for a brand-name computer with no money down or credit check. You can even get a free printer and free LCD TV with your order. Press one now to take advantage of this exciting offer. Again, press one now. Or press three to decline this offer."
