Aug 3: "Judy" "calling about your credit card debt" scam

Woman's voice: "Hi. This is Judy. I'm calling about your credit card debt. The federal government has mandated consumer credit companies have fifth(?) in consumers. And this unique program will help you by eliminating your debt. There is a program that allows you to settle your credit card debt for as little as fifty to seventy percent of what you owe. Our firm is administering this program for consumers and you are eligible and qualified to take advantage of this program. To be connected to a debt specialist agent to better understand the options available to you, press five now. If you would like to be put on our do not call list, please press two. Again, this program is only for those who are in need of financial relief. Press five to speak with our live operator."

My guess is that something was spliced out where it sounded like she said "companies have fifth in consumers", and that "our [unnamed] firm" is a scam.