Aug 2: credit card account scam

"...calling in reference to your current credit card account. There are no problems currently with your account. It is urgent that you contact us concerning your eligibility for lowering your interest rate. To as little as six point nine percent. Your eligibility expires shortly, so please 'sider this your final notice. Press the number three to discontinue further notices. Or press the number one on your phone now to speak with alive operator and lower your interest rate. Thank you. Have a great day."