May 13: "Dear homeowner" loan modification scam

Woman's voice: "Dear homeowner. Fanny Mae and Freddy Mac have set up guidelines for lenders to help homeowners reduce their mortgage payments. If you don't qualify for a refinance, you may still qualify for this loan modification program. Please press one to see if you are eligible. Or press two to be taken off the list."

I pressed one and gave the scammer some fake information. Since I still haven't made up a fake address, I had to hang up when he asked for it. I first gave him a fake P.O. box, but he didn't like that.