Nov 21: Recording of "loan modification center" scam

Woman's voice: "Hello. Are you currently late on your mortgage payment? If so, this is an urgent message from the loan modification center. For more information on how to reduce your mortgage payment, press the number one key now. Recent economic conditions have resulted in the government bailout providing an opportunity for homeowners to reduce their monthly mortgage payment. For more information on how you can benefit from this program, press the number one key now. To be removed from this list, press three."

The voice sounded very similar to the voice used in lots of other scam recordings, such as the ""Hello. Zeller, Bloomingdales, Macy's and even Target now have their winter displays up..." Cancun Mexico vacation scam.