Nov 18: Recording of "Janie" from the "loan servicing department" scam

Woman's voice: "Hi. This is Janie from the loan servicing department. The federal government has asked lenders to work with their clients to help them save their homes and reduce their payments and or eliminate negative equity due to decreased home values. Press one now to speak with a specialist about this exciting new program. Or nine to be removed. If you're currently experiencing hardship, behind in your mortgage, or your loan is recently recasted to a higher interest rate, you are eligible for this program. Press one now to speak with an associate. Or press the nine key to be removed from our database. This is not a new loan, but a negotiation of your existing loan terms. And or a reduction of your principal balance. Press one now to learn more. Or nine to be removed."