Nov 18: Recording of "if you're a homeowner struggling" scam

Woman's voice: "Hi. If you're a homeowner struggling to meet your mortgage payments, stay on the phone. If not, press two to be removed from this list. If you're falling behind on your mortgage payments or are currently behind, we can help. And if you're in an adjustable rate, or have been declined a refinance, we can help. To be connected with a financial advisor who can further assist you, press the number one now."