Dec 12: Recording of scam from "Lauren" with "MCS preferred account services"

"This is Lauren with MCS preferred account services calling in regards to your credit card account. It has been brought to our attention that you may be eligible for a significant interest rate reduction for all of your qualified accounts. If you currently carry balances that are higher than four thousand dollars and you are paying thirteen percent or higher on your Visa, Mastercard, American Express or Discover, please press one now to be transferred to a live operator to confirm your eligibility for new lower rates. This could be your final notice. So please press one now. Press three now to be taken off of our notification list."

"Final notice"? From a scammer? We'll see about that.