Nov 2: Answering machine spam: Recording of Kathy at Loan Emporium

"Hi. It's Kathy at Loan Emporium, and I wanted to let you know about a loan program for home owners that do NOT want to refinance. That's right. You don't have to touch your existing mortgage. There is no appraisal needed. No requirements of time in your home, and less that perfect credit is okay. This loan can be approved, and the cash in your hand in two to three weeks. So. Get rid of any high interest credit cards, or make any home improvements. Now is the time to do it. To hear more, press 9. Press 8 to be removed, but press 9 now to get more information."