Michael with Americash Mortgage

He said something about some mailing that they sent me. I said that I get too much mortgage junk mail to remember any particular one. He said they could lower my interest rate and asked what kind of mortgage I have and what my interest rate was. When I told him, he asked if I was looking for cash out. I said I did not. He said good night and hung up. Evidently, they can't lower my interest rate, as I expected.