Oct 7: Amy calling back rate reduction scam

"Hi. This is Amy calling back in regards to the recent government settlement with your bank. You're entitled to a rate reduction and a possible principal reduction. Even if you are previously denied assistance, please dial 888-264-4935. Even if you owe more on your home than what it's worth, we can help you. Once again, the number is 888-264-4935. Thank you and have a great day."