Feb 3: "Mr. Jenkins" from "the government loan center" at "mortgage services"

Man's voice: "Hi there. It's Mister Jenkins from the government loan center at mortgage services? You've been hand-selected by our preapproval department for a new, government-backed, FHA loan. With this new loan, you can get cash out up to ninety-seven percent of your home's value and a lower interest rate. And. For a limited time, you will skip one to two months worth of mortgage payments in the process. For more details regarding the approval process and your new loan, please press one now. Again. Press one now to be connected to a live government loan specialist. Or to be removed from our calling list, press three now."