Thursday, February 19, 2009

Feb 19: Recording of "Heather" at "account services" scam and harassment with more "final notice" lies

Woman's voice: "Hello. This is Heather at account services. And we're calling in reference to your current credit card account. There's no problems currently with your account. It is urgent however that you contact us concerning your eligibility for lowering your interest rate. To as little as six point nine percent. Your eligibility expires shortly. So please consider this your final notice. Please press one now on your phone to speak with a live operator and lower your interest rate. Or press two to discontinue further notices. Thank you and have a great day." [four second pause] "Hello. This is Heather at account services. And we're calling in reference to your current credit card account. There's no problems currently with your account. It is urgent however that you contact us concerning your eligibility for lowering your interest rate. To as little as six point nine percent. Your eligibility expires shortly. So please consider this your final notice. Please press one now on your phone to speak with a live operator and lower your interest rate. Or press two to discontinue further notices. Thank you and have a great day." [four second pause] "Hello. This is Heather at account services. And we're calling in reference to your current credit card account. There's no problems currently with your account. It is urgent however that you contact us concerning your eligibility for lowering your interest rate. To as little as six point nine percent. Your eligibility expires shortly. So please consider this your final notice. Please press one now on your phone to speak with a live operator and lower your interest rate. Or press two to discontinue further notices. Thank you and have a great day."

1 Comments:

Anonymous Anonymous said...

Ladies and gentlemen,
If you take a few minutes to search on the Net about this topic, you can quickly realize that the Credit Card scam related to gifts and low interest rate offers has been going on since at least, 2003. I've read enough on this subject to come to the conclusion that these call centers (wherever they are located in the world) operate without any fear of being caught. They cause hundred of thousand dollars losses daily to the credit card companies and guess what? The credit card companies pass their losses to the users who are…you and me. As of today, these pirates call centers are still operating in full force across North America. They have found the loophole for escaping from FBI and RCMP. The typical “model citizen” usually reports the fraud to the attorney or local police. I have news for you. You can file as many complains as you want to the authorities, they just can’t catch them! You can threaten of reporting their annoying calls to the phone companies, you can swear, being rude, vulgar with them – They are the ones controlling the game. They just hang up (laughing) until they receive a call from the next gullible person (and the wheel keeps turning). Whatever you do or say, you won’t be taken off their automated calling list. I have to admit the heads of these scam acts like a computer virus. They are very much up to date with the changing law enforcement techniques and like a moving target, they disappear in the field. You can find numerous blogs and discussion forums related to this scam (this one is one of them). For every thread on the Net that exposes their illegal activities, they have members posting a message denying complains of people who got ripped off. They introduce contradicting information in blogs in order to confuse people who are unsure the legitimacy of their offers. They have fake web sites, fake names, fake addresses, etc. Based on these facts, I think the only thing that can be done is to interfere with their practices. How can this be done? By “putting a stick in their wheel", hitting the weakest spot – their need to grab personal information from you. I’ve been practicing for quite a few times now and you’d be impressed by how patient they are when they feel that they have you as a fish on their hook. Again, the only power you have over them is to spend as much time as you can to waste THEIR time. This time you spend with them is time that they can’t use for screwing other people. From reading in some threads on the Net, here is what I started doing: the principle is to play the game of being interested by their offer, providing fake information, pretending, acting, and creating delays. I hear you say that you don’t know how to reach them because whenever they call you, your call I.D. shows: 123-456-7890 (or any other spoofed phone i.d.). Didn’t I tell you they were smart? Here are a few numbers that still work as of today: 1800-501-0100 (to reach the vacation trip scam) | 1 888-786-6201 or 1 800 943-3250 or 1 800-961-9830 (to reach the MCS credit card interest rate scam). If you need more numbers you can with a little effort “google” the name of the organization along with <1-800> in the search field and it should pull more numbers to call to. Finally, here is my recipe for a great "obstruction" session upon these scammers: 1) take a hands free phone (portable is even better as you can still conduct you home activities) 2) get them to go through their entire sales pitch by encouraging and acknowledging every once in a while 3) make it last as long as your time permits (they are the one assuming the charges of the “1-800” communication). 4) When you feel that they suspect your “game” (or when you’re bored whichever comes first), find a nice and polite way to tell them that they've just wasted 15-20 minutes (sometimes more) of their precious time stealing other gullible people. I guarantee you that you will get some reaction at the other end of the line. Give them a ride and flood their phone lines! Make their life as miserable as they do to it tor us. HEARING THEIR FRUSTRATION IS A GREAT REWARD AND PURE PLEASURE. Don’t be intimidated if they threaten you of anything, they are totally harmless.

February 20, 2009 3:58 PM  

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