Nov 28: Answering machine spam: Recording of Curtis Jensen with Vertex Financial Group

"Hello, this is Curtis Jensen with Vertex Financial Group member of the Better Business Bureau specializing in TRUE no cost mortgage refinancing. Though I'm sure you've received several different offers, OURS is the unique opportunity with no points, fees, or closing costs, and nothing ROLLED INTO your loan. Your balance stays the SAME. Simply transfer your current balance to a NEW lender, reduce your current interest rate, and pay NOTHING to do it. PRESS ONE NOW to be connected with me immediately. Please press one NOW."