Mar 27: "Rachel at cardholder services" scam

"Hello. This is Rachel at cardholder services? Calling in reference to your current credit card account? There are no problems currently with your account. It is urgent that you contact us concerning your eligibility for lowering your interest rate. Your eligibility expires shortly, so please consider this your final notice. Please press the number one on your phone now to speak with a live operator and lower your interest rate. Or press the number thr-TWO to discontinue further notices. Thank you. Have a great day."