Nov 5: Recording of "Heather" at "account services" scam

Woman's voice: "Hello. This is Heather at account services. We're calling in reference to your current credit card account. There are no problems currently with your account. However. It is urgent that you contact us concerning your eligibility for lowering your interest rate. To as little as six point nine percent. Your eligibility expires shortly. So please consider this your final notice. Press one on your phone to speak to a live operator. Please press one now to lower your interest rate. Or press two to discontinue further notices. Thank you and have a nice day."