Thursday, October 02, 2008

Oct 2: Harassment from highly distorted recording of loan modification scam similar to "Lisa" with "the mortgage note department"

Woman's voice: "... calling [unintelligible crap] to help [unintelligible crap] save the homes [unintelligible crap] new low fixed rate. Press one now to speak with a specialist [unintelligible crap] or press the nine key to removed from our list. We're here to assist you [unintelligible crap] This is not a new loan [unintelligible crap] negotiation [unintelligible crap] terms. [unintelligible crap] one now to learn more. Or press the nine key to be removed. With a simple modification, you can get a lower payment, but keep your [unintelligible crap] loan company. [unintelligible crap] recently [unintelligible crap] high interest rate [unintelligible crap] make the [unintelligible crap] program. Press one now to speak with an associate. Or [unintelligible crap] our database. [unintelligible crap] Press one now. Or press nine to be removed. Press one to see about this simple change to your existing mortgage note. Press one now."

It sounds like the recording of the Lisa with the mortgage department scam with "press nine to be removed" spliced in: "Hi. This is Lisa in the mortgage note department. The federal government has asked lenders to work with their clients to help them save their homes and reduce their interest rates to a new low fixed rate. Press one now to speak with a specialist about this exciting news. We're here to assist you with your mortgage payment modification. This is not a new loan, but a negotiation of your existing loan terms. Press one now to learn more. With a simple modification, you can get a lower payment, but keep your existing loan company and avoid all those refinance fees. We can help homeowners who are current or late on their payment, or if their mortgage payment is adjusting to a higher payment that you just can't afford. Press one now to speak with an associate. This is fast and easy, so press one to begin your modification. Please press one now. Press one to see about this simple change to your existing mortgage note. Press one now."

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