Aug 6: Recording of anonymous home loan and mortgage scam

Woman's voice: "Hello. I hope I'm not intruding. This is a courtesy call to area homeowners only. We are using this unusual way of announcing that FHA has released a new program that helps homeowners who are experiencing mortgage difficulties or have a pending foreclosure. We are offering FHA programs which will assist homeowners through financial difficulties and help to avoid foreclosure. This program is for people with mortgage liens, possible foreclosure, or if you owe more than the value of your home, we have solutions. This program is for you. This program will allow you to modify your home loan to stop the mortgage lien and foreclosure. To find out how you can qualify for this program, please press one now to speak with a loan modification specialist. If you would like to be put on our do not call list, please press two. Again, this program is for our area homeowners only. Please press one to speak with our live operator."

It sounded like "lay" and "lates" where I transcribed "lien" and "liens".