Feb 19: Recording of fraud from "Rachel" at "cardholder services"

Fraudulent recordings of Rachel at "cardholder services" called Sep 15, Oct 4, Nov 16, Dec 19 in 2005, Jan 3, Feb 1, Feb 7, twice on Mar 2, Apr 7, Apr 10, May 1, May 23, May 25, Jun 29, Jul 11, Aug 18, Aug 21, Sep 22, Oct 23, Dec 6 in 2006 and at work on Dec 2, Dec 30 in 2005, Mar 7, and Jun 20 in 2006 and Jan 3 and Feb 19. The fraudulent recording of Heather at "account services" called May 1 and Jul 28 in 2006 and Jan 3. Fraudulent recordings of Michelle with cardholder services have called Sep 5, 15 and Nov 29 in 2006. The fraudulent sounding recording of Michael called Nov 18 in 2005.

"Hello. This is Rachel at "cardholder services"? Calling in reference to your current credit card account. There are no problems currently with your account however it is URgent that you contact us concerning your eligibility for lowering your interest rate. To as little as six point nine percent. To qualify, you must be at least two thousand five hundred dollars in debt. Our new program is designed to get you out of debt fast and hassle free. Your eligibility expires shortly, so please consider this your final notice. Please press the number ONE on your phone NOW to speak with a live operator and lower your interest rate. Or press the number three to discontinue further notices. Thank you."

What is this "eligibility expires shortly" while calling over a year and a half? I think this is a new recording with essentially identical wording except for the "to qualify, you must be" bullshit added. Why won't people stop falling for that scam so that they'll shut down and stop calling me?