Refinance telemarketers

Since I owe a bunch of money on a home loan, telemarketers often call me to try to get me to refinance the loan. They often say something like, "Our records indicate that xxxx. Is that correct?" Since they are telemarketers, I'll just answer what they asked, instead of what they meant to ask. I'll say, "I'll take your word for it." (Since I do not know what is in their records.)

By the way, I am currently not interested in refinancing. Any interest rate that would make refinancing worthwhile to me these days would have be too good to be true.